Dan Kaercher

Dan Kaercher

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$645,000

($220,747 down)
VA

21512 S 225TH Way, Queen Creek, AZ 85142

5
3
2,632 sqft
PITI Monthly
$2,299.19 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,936 /mo
$3,073 /mo

What's Special

SPACIOUS
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO
CLUBHOUSE
PLAYGROUND
CUL-DE-SAC

Welcome to this beautifully designed, spacious home on a cul-de-sac lot offering 5 bedrooms and 3 baths in 2630 SqFt with an open great room layout and upstairs loft. The kitchen features maple cabinetry in a beautiful ebony finish, granite countertops, herringbone-style tile backsplash, stainless appliances including a gas range, an island with breakfast bar and pendant lighting, and a walk-in pantry. The great room has a custom feature wall with electric fireplace and wainscoting leading to the mud room/foyer. Center-meet sliding glass doors lead out to a fabulous backyard! You'll love the heated pool, easy-care artificial turf for kids and pets to play on, and a full-length covered patio with ceiling fans and paver floor. One bedroom and bath are on the main level, perfect for your overnight guests! The primary suite and 3 secondary bedrooms are upstairs along with the loft and laundry room. The primary has a private bath with dual sink vanity, newly tiled shower, and a very large walk-in closet. One other secondary bedroom also has a walk-in closet, and the upstairs bath has a dual sink vanity and tub/shower combo. Other features include tile and luxury vinyl plank flooring throughout (no carpet), a water softener, and an oversized 2 car garage with paver driveway and a service door to the backyard. Spur Cross community amenities include a pool, clubhouse, playground and sport courts! Seller has a current VA loan that is assumable by other VA buyers!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,299.19/mo
Estimated Loan Balance
$425,947
Cash to close
$220,747
Interest Paid
$43,888

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: SPUR CROSS PHASE 2 PARCEL 5
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: AAM
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Monthly
Location
  • Region: Queen Creek

Financial Details

  • Price per Sqft: $245.06
  • Tax Annual Amount: $2364
  • On Market Date: 2025-03-14T13:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,747 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $220,747!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$424,253
Your Cash$220,747
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,936/mo
Traditional @ 7.5%
$3,188/mo
You save $1,252/month ($15,026/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6835281

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-29T15:19:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,936 /mo
$3,073 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,747 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $220,747!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$424,253
Your Cash$220,747
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,936/mo
Traditional @ 7.5%
$3,188/mo
You save $1,252/month ($15,026/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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