Dan Kaercher

Dan Kaercher

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$595,000

($188,854 down)
FHA

214 Saxony Road, Johnstown, CO 80534

4
3
2,774 sqft
PITI Monthly
$2,618.29 /mo

Listing courtesy of: Kassi Reiger, RE/MAX Momentum

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,857 /mo
$2,948 /mo

What's Special

FRESH PAINT
DINING
FIREPLACE
FINISHED BASEMENT
CHARMING
COZY
LOW HOA FEES

2008 is calling - you pick up your first ever iPhone, turn on T-Pain & get out your pocket camcorder to film a homemade video. Oak wood kitchens and mom’s favorite Tuscan decor make for a cozy night in. The world was chaotic amid the beginning of a housing crisis & Britney Spears making a comeback however - each day feels simple & good. Welcome to 214 Saxony, built in 2008 with charming architecture & floor to ceiling windows. If you were looking for an expansive home with room to grow - you’re at the right place. Walk in the front door to find an incredible open floor plan featuring 4 bedrooms, 3 bathrooms, a loft & formal dining room. Notice the living room fireplace and a bedroom/bathroom combo on the main floor. Head downstairs to discover a full unfinished basement - ready for your customization. The backyard is set up for entertaining with a pergola, hot tub & large concrete pad. Enjoy peace of mind when your kiddos head to school - just across the street! As if that wasn’t enough, 214 Saxony is equipped with a 3 car garage and covered front porch. Icing on the cake? One original owner! This loved on house is ready for its next chapter. Fresh paint, new windows & an up to date hot water heater should make the transition smooth as butter. NO METRO TAX and low HOA fees. Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,618.29/mo
Estimated Loan Balance
$407,775
Cash to close
$188,854
Interest Paid
$43,138

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Stroh Farm
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: The Summit HOA Management
  • HOA Amenities: Unknown
  • HOA Fee: $480
  • HOA Frequency: $Annually
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $214.49
  • Tax Annual Amount: $3430
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $188,854 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $188,854!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$406,146
Your Cash$188,854
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,857/mo
Traditional @ 7.5%
$3,058/mo
You save $1,201/month ($14,413/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9145506

Listing From: recolorado

Last updated: 2025-04-02T15:32:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,857 /mo
$2,948 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,854 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $188,854!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$406,146
Your Cash$188,854
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,857/mo
Traditional @ 7.5%
$3,058/mo
You save $1,201/month ($14,413/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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