Dan Kaercher

Dan Kaercher

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$580,000

($121,517 down)
VA

2135 W VINEYARD Road, Phoenix, AZ 85041

5
2
2,484 sqft
PITI Monthly
$3,403.16 /mo

Listing courtesy of: Andrea Lynn Williams, The BrokerEDGE

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,041 /mo
$3,147 /mo

What's Special

Did you see the living room? This 5 bedroom 2 bath home is ready for you to make it home! This 2400 sq ft home has all tile and wood floors in the bedrooms! The converted garage can be used as a bedroom or as an office, and with its own exterior entrance is perfect as an Airbnb or potentially a mother-in-suite.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$3,403.16/mo
Estimated Loan Balance
$459,354
Cash to close
$121,517
Interest Paid
$49,846

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Other
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile, Concrete
Condition
  • Year Built: 2005
Details
  • Builder: NA

Community & HOA

Community
  • Subdivision: MOUNTAIN VISTA
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Vista
  • HOA Amenities: Unknown
  • HOA Fee: $72
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $233.49
  • Tax Annual Amount: $2347
  • On Market Date: 2025-03-01T23:50:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,517 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $121,517!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$458,483
Your Cash$121,517
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,041/mo
Traditional @ 7.5%
$3,265/mo
You save $224/month ($2,684/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828757

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-18T21:51:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,041 /mo
$3,147 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,517 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $121,517!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$458,483
Your Cash$121,517
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,041/mo
Traditional @ 7.5%
$3,265/mo
You save $224/month ($2,684/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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