Dan Kaercher

Dan Kaercher

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Closed

$260,000

($29,294 down)
FHA

212 Acker Street E, Saint Paul, MN 55117

3
2
1,222 sqft
PITI Monthly
$1,557.25 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,044 /mo
$1,658 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
RENOVATED
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
DECK
FENCED YARD
CITY VIEWS
CHARMING
COZY

Discover this charming 3BR/2BA home on a spacious 0.29-acre lot in a prime Saint Paul location. This property offers plenty of room for outdoor living with a fully fenced yard. Inside, you’ll find a blend of vintage character and modern updates, including a fully renovated kitchen with granite countertops, full-height cabinets, and stainless steel appliances—all upgraded in 2021. The bathrooms were also modernized in 2021, and a new roof was installed in May 2022 for added peace of mind. The main level boasts original hardwood flooring, leading to a cozy screened porch. Upstairs, all three bedrooms are conveniently located on the same level, featuring generous closet space. One bedroom provides access to a second-story deck with city views. The unfinished attic and lower-level areas present opportunities for additional living space. Detached garage and a detached Storage. This home is conveniently located near bus routes and within walking distance to local amenities, making commuting and daily errands a breeze. Nearby, you’ll find parks, dining options, and shopping centers.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,557.25/mo
Estimated Loan Balance
$232,061
Cash to close
$29,294
Interest Paid
$23,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Edmund Rices Second, Addition
  • Features: Other
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $212.77
  • Tax Annual Amount: $2270
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $29,294 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $29,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$230,706
Your Cash$29,294
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,044/mo
Traditional @ 7.5%
$1,720/mo
You save $676/month ($8,106/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6619578

Listing From: northstar

Last updated: 2025-01-08T18:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,044 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,294 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $29,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$230,706
Your Cash$29,294
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,044/mo
Traditional @ 7.5%
$1,720/mo
You save $676/month ($8,106/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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