Dan Kaercher

Dan Kaercher

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$824,900

($74,644 down)
VA

211 North Lane, El Cajon, CA 92021

3
2
1,388 sqft
PITI Monthly
$5,913.48 /mo

Listing courtesy of: Ryan Street, eXp Realty of Southern CA

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,759 /mo
$5,086 /mo

What's Special

SHOPPING
FIREPLACE
PATIO
COZY
INVESTMENT OPPORTUNITY

A Crest Investment Opportunity! 15 Min to Sycuan, 20 min to Viejas. This multi-unit rustic elevated beauty features 2 detached homes on .24/AC!! The main house offers 2 bds, 1 ba, 960 sq ft with warm country accents and decor! Updated hardwood laminate floors, custom beam & brick work, custom hearth & mantle on the cozy, warm, wood burning fireplace, track lighting and dual pane windows, custom kitchen cabinets, tile counter tops & bamboo window coverings & coffee bar!! Laundry facility in the enclosed patio! Beautiful quiet country living with shopping & commerce just half a mile away!! The ADU offers 1 bd, 1 ba, full kitchen, living room and great use of space for the 428 sq ft! Long term tenant in place and wishes to stay well after the sale! Tons of off street parking, off street RV parking, new irrigation, white picket fence!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$5,913.48/mo
Estimated Loan Balance
$750,948
Cash to close
$74,644
Interest Paid
$24,417

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Mountainous, StormDrains, StreetLights
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $594.31
  • Tax Annual Amount: $10311.2
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,644 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $74,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$750,256
Your Cash$74,644
Total Purchase Price:$824,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,759/mo
Traditional @ 7.5%
$5,275/mo
You save $516/month ($6,191/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501499

Listing From:

Last updated: 2025-03-26T03:21:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,759 /mo
$5,086 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,644 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $74,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$750,256
Your Cash$74,644
Total Purchase Price:$824,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,759/mo
Traditional @ 7.5%
$5,275/mo
You save $516/month ($6,191/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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