Dan Kaercher

Dan Kaercher

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Closed

$465,000

($117,048 down)
VA

21178 Lander Street NW, Elk River, MN 55330

4
3
3,305 sqft
PITI Monthly
$2,215.97 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,577 /mo
$2,533 /mo

What's Special

CUSTOM BUILT
FIREPLACE
VAULTED CEILINGS
MASTER SUITE
PATIO
MATURE TREES

Welcome to this beautiful custom built rambler on a private wooded lot. The main level offers 3 bedrooms, hardwood flooring, large laundry room and access to the rear patio. The freshly updated kitchen offers white cabinets, stainless appliances and quarts countertops. The main area has vaulted ceilings, gas fireplace with custom surround and a large set of windows. When you enter the master suite you will notice all the natural light from the large windows. You will then enter the redone master bath with separate tub/shower and a large walk in closet off the back of the bath area. As you come in from the large 3 car garage you enter the laundry area which then leads to the full hall bath and two generous sized bedrooms. The basement boasts a huge family room with wood ceilings, a 3/4 bathroom and bedroom number 4. This amazing home sits on .46 acres with mature trees that back up the an open common space, with the front facing the wooded walking/park area.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,215.97/mo
Estimated Loan Balance
$363,204
Cash to close
$117,048
Interest Paid
$38,553

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Shared Septic
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Architectural Shingle
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Windsor Park Second Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Windsor Park
  • HOA Amenities: Unknown
  • HOA Fee: $700
  • HOA Frequency: $Annually
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $140.7
  • Tax Annual Amount: $5664
  • On Market Date: 2024-12-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,048 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $117,048!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$347,952
Your Cash$117,048
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,577/mo
Traditional @ 7.5%
$2,628/mo
You save $1,050/month ($12,605/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6638860

Listing From: northstar

Last updated: 2025-02-13T17:09:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,577 /mo
$2,533 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,048 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $117,048!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$347,952
Your Cash$117,048
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,577/mo
Traditional @ 7.5%
$2,628/mo
You save $1,050/month ($12,605/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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