Dan Kaercher

Dan Kaercher

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Pending

$308,000

($59,297 down)
FHA

20 Elm Avenue S, Maple Lake, MN 55358

4
2
2,712 sqft
PITI Monthly
$1,803.69 /mo

Listing courtesy of: , Keller Williams Select Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,183 /mo
$1,791 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
WALK-IN CLOSET
HOME OFFICE
PATIO
COZY

Welcome guests into a bright, spacious foyer with a generous walk-in closet—ideal for storing coats & seasonal gear. The main floor is bright & open, featuring beautiful hardwood floors and a kitchen destined to be the heart of the home—ideal for everyday cooking & effortless entertaining. Two nice sized bedrooms designed for everyday living, each featuring generous closet space to keep things organized & clutter-free. The lower level adds incredible versatility with a cozy family room perfect for movie nights or game-day gatherings, a large primary bedroom with double closets, a 4th bedroom, full bath, flexible bonus room—ideal as a home office, yoga or meditation space, or any retreat of your choosing. Enjoy outdoor living with the screened-in back patio-perfect for relaxing, dining, or entertaining. With recent upgrades including a new boiler, air conditioner, and all new ductwork, this move in ready home delivers both peace of mind and low-maintenance living for years to come.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,803.69/mo
Estimated Loan Balance
$249,635
Cash to close
$59,297
Interest Paid
$27,367

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Boiler
Features
  • Materials: Brick/Stone, Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Steel Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: R J Little Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Maple Lake

Financial Details

  • Price per Sqft: $113.57
  • Tax Annual Amount: $3394
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,297 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $59,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$248,703
Your Cash$59,297
Total Purchase Price:$308,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,183/mo
Traditional @ 7.5%
$1,857/mo
You save $674/month ($8,091/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6659149

Listing From: northstar

Last updated: 2025-04-04T14:33:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,183 /mo
$1,791 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,297 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $59,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$248,703
Your Cash$59,297
Total Purchase Price:$308,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,183/mo
Traditional @ 7.5%
$1,857/mo
You save $674/month ($8,091/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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