Dan Kaercher

Dan Kaercher

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Closed

$709,900

($249,312 down)
VA

2096 Berkeley Avenue, Saint Paul, MN 55105

4
3
2,864 sqft
PITI Monthly
$3,169.48 /mo

Listing courtesy of: , Redfin Corporation

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,117 /mo
$3,445 /mo

What's Special

SHOPPING
DINING
MODERN
HARDWOOD FLOORS
FIREPLACE
FLEX SPACE
PATIO
FENCED YARD
COZY

An Incredible Home in prime Mac-Groveland! This 4-bedroom, 3-bathroom gem features a 2-car garage, a fenced yard, and a cozy patio. Original character abounds with hardwood floors and a classic fireplace. The open entry welcomes you into a thoughtfully designed layout, including an eat-in kitchen, separate dining room, office space, and mudroom. Recent updates to the kitchen and bathrooms add modern convenience while preserving the home’s timeless appeal. The main level features the living room, office with glass French doors, a bedroom, a full bathroom, dining room and kitchen. The upper level boasts hardwood flooring, 2 additional bedrooms, a full bathroom and the primary en-suite with a stunning bathroom. The lower level has a large family room and extra office/flex space as well as plenty of storage. Ideally located just blocks from the Mississippi River, top-rated schools, and shopping. A perfect blend of charm, comfort, and convenience!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
25 years, 6 months
Monthly PITI
$3,169.48/mo
Estimated Loan Balance
$461,597
Cash to close
$249,312
Interest Paid
$62,896

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Radiator(s)
Features
  • Materials: Brick Veneer, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt, Flat
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Stucco
  • Roof: Age 8 Years or Less, Asphalt, Flat
Condition
  • Year Built: 1924
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Macalester-Groveland; Louden Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $247.87
  • Tax Annual Amount: $10026
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,312 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $249,312!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$460,588
Your Cash$249,312
Total Purchase Price:$709,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,117/mo
Traditional @ 7.5%
$3,573/mo
You save $1,456/month ($17,468/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6648894

Listing From: northstar

Last updated: 2025-02-22T02:20:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,117 /mo
$3,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $249,312 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $249,312!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$460,588
Your Cash$249,312
Total Purchase Price:$709,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,117/mo
Traditional @ 7.5%
$3,573/mo
You save $1,456/month ($17,468/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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