Dan Kaercher

Dan Kaercher

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Pending

$329,900

($28,480 down)
VA

20947 N 107TH Drive, Peoria, AZ 85373

2
2
1,309 sqft
PITI Monthly
$1,619.66 /mo

Listing courtesy of: Patti Moore-McClane, Arizona Premier Realty Homes & Land, LLC

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,369 /mo
$2,204 /mo

What's Special

VAULTED CEILINGS
LANDSCAPED
CLUBHOUSE
FITNESS CENTER

WOW - ASSUMABLE LOAN at 2.625% INTEREST RATE. Located in the popular Ventana Lakes 55 plus Lake Community * 2 Bed * 2 Bath * 3rd Bedroom option, currently a Den/Office with built-in desk, could easily be converted * Open floor plan with vaulted ceilings. Eat-in Kitchen with a window over the sink overlooking the newly landscaped backyard with turf grass & a beautiful palm tree * The kitchen features oak cabinets, gas stove, all appliances included & pantry * Primary Ensuite has separate exit to back yard, lots of closet space & double sinks * Inside laundry with W/D included * Beautiful real wood floors, freshly cleaned carpet in bedrooms, lino in kitchen & baths * AC 2019 * Newer water heater * 2022 landscaped back yard * New exterior paint * New gutters * Low Solar lease $84.08 * Ventana Lakes is a 55 plus Lake community consisting of 9 fully stocked lakes throughout the community and 2 water falls. Most with easy access walking paths. Fish and release fishing. Non-motorized boats are permitted and canoeing, paddle boating and kayaking. There pools and hot tubs. Clubhouse open 24/7 with amenities available; Lounge/social area, library, small conference room, fitness center, spa and sauna, kitchenette, and televisions. Lots of clubs and groups. Pickleball, racketball, bocce ball, basketball, shuffleboard, pingpong, cards, board games & a putting green.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,619.66/mo
Estimated Loan Balance
$302,044
Cash to close
$28,480
Interest Paid
$34,797

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Linoleum, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1996
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: COVE AT VENTANA LAKES PHASE 2
  • Features: Lake, Community Spa, Community Spa Htd, Community Pool, Tennis Court(s), Racquetball, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Ventana Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $346.5
  • HOA Frequency: $Quarterly
Location
  • Region: Peoria

Financial Details

  • Price per Sqft: $252.02
  • Tax Annual Amount: $1210
  • On Market Date: 2025-01-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $28,480 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $28,480!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$301,420
Your Cash$28,480
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,369/mo
Traditional @ 7.5%
$2,286/mo
You save $917/month ($11,010/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6807566

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T13:49:32.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,369 /mo
$2,204 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,480 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $28,480!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$301,420
Your Cash$28,480
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,369/mo
Traditional @ 7.5%
$2,286/mo
You save $917/month ($11,010/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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