Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,199,900

($542,740 down)
VA

20849 N Burma Road, Ramona, CA 92065

7
4
1,648 sqft
PITI Monthly
$4,464.25 /mo

Listing courtesy of: Maryann Augustine, Frontline Realty Group

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,914 /mo
$4,741 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
PATIO
MOUNTAIN VIEWS
SOLAR PANELS

Fabulous Ramona property. 5.79 Acres - Amazing enclosed garden. Approx. 2870'sf of Living Space! This Home includes a 1648sf Main Home (1991) with 3 BR/2 Bath and 2016 central HVAC along with an attached ADU (converted 3 car garage) - approx 704 sf into a 2BR /1 Bath with full kitchen and living room (built 2016) and an approx 689 SF Bunkhouse (built 2017) with 2 bedrooms + 2 Loft areas and 1 Bath - including a Workshop/Storeroom - can covert to Garage area (Cutout for garage door - could be installed). Home showcases 4+ patio areas with firepit ring and wonderful mountain views. Inside - vaulted ceilings, spacious kitchen with center island and cook top, organized pantry, double ovens, breakfast bar and so much more! This home has (owned) 32 Solar Panels with 2 LG Batteries, 2 tankless water heaters, a newer 10,000 gallon water tank with a fire hydrant off of a 734' ft deep high producing well & newer well pump, irrigation on timers & whole house water filtration system for both buildings. There is a septic system out front for home and a 2nd septic that service 3 RV hook-ups on the property (with 3 electrical hookups), a C-Train 8'x40' with electrical & lighting - great for storage and a workshop. Play structure by the bunkhouse. Permits unknown for bunkhouse and ADU. There is a Dimension One Swim Spa that conveys as well (ALL SOLD AS-IS) This is a MUST SEE! Super quiet and so very peaceful.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,464.25/mo
Estimated Loan Balance
$661,153
Cash to close
$542,740
Interest Paid
$60,316

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 7
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, WallWindowUnits
  • Heating: Combination, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Concrete, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Hiking, HorseTrails, Mountainous, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $728.09
  • Tax Annual Amount: $14998.8
  • On Market Date: 2025-01-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $542,740 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $542,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$657,160
Your Cash$542,740
Total Purchase Price:$1,199,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,914/mo
Traditional @ 7.5%
$4,918/mo
You save $2,004/month ($24,044/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500627

Listing From:

Last updated: 2025-03-23T16:03:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,914 /mo
$4,741 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $542,740 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $542,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$657,160
Your Cash$542,740
Total Purchase Price:$1,199,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,914/mo
Traditional @ 7.5%
$4,918/mo
You save $2,004/month ($24,044/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.