Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$425,000

($51,171 down)
VA

20831 County Road 75, Clearwater, MN 55320

4
2
2,225 sqft
PITI Monthly
$2,774.99 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,388 /mo
$2,589 /mo

What's Special

SERENE
SHOPPING
ENTERTAINMENT
DINING
MOVE-IN READY
MODERN
LUXURY
WALKING TRAILS
PARKS NEARBY

Discover the perfect blend of country living & modern comfort in this stunning 4-bedroom, 2-bath home, offering over 2,200 finished sq. ft. of living space. Nestled on almost 6 acres of serene land, this property is ideal for those seeking privacy & room to grow. Featuring a new roof, siding, and luxury vinyl flooring – Move-in ready with all the major updates done! New water softener, iron filtration system, and pressure tank for clean, worry-free water. Enjoy your insulated oversized garage providing ample space for vehicles and storage or a great workshop! Enjoy your huge screened-in porch overlooking the beautiful valley – perfect for relaxing and entertaining. With tons of storage space and fresh, newer paint throughout the home, moving in will be a breeze! Enjoy peaceful walking trails right on your property. Parks nearby for family adventures and the Mississippi River is just down the road! A few short minutes to downtown Clearwater and less than 20 minutes to St. Cloud for shopping, dining, and entertainment. If you're looking for space, privacy, and modern conveniences all in one package, this is the home for you. Schedule your showing today and experience the best of country living! ?

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,774.99/mo
Estimated Loan Balance
$374,635
Cash to close
$51,171
Interest Paid
$52,181

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless Mini-Split, Window Unit(s)
  • Heating: Baseboard, Ductless Mini-Split
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clearwater

Financial Details

  • Price per Sqft: $191.01
  • Tax Annual Amount: $2848
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,171 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $51,171!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$373,829
Your Cash$51,171
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,388/mo
Traditional @ 7.5%
$2,685/mo
You save $298/month ($3,574/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6686333

Listing From: northstar

Last updated: 2025-03-26T10:03:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,388 /mo
$2,589 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,171 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $51,171!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$373,829
Your Cash$51,171
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,388/mo
Traditional @ 7.5%
$2,685/mo
You save $298/month ($3,574/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.