Dan Kaercher

Dan Kaercher

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Closed

$377,500

($124,059 down)
FHA

2078 W Union Avenue, Porterville, CA 93257

3
2
1,648 sqft
PITI Monthly
$2,038.76 /mo

Listing courtesy of: Robin Fagundes, Keller Williams Tulare County

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,296 /mo
$1,902 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
SOAKING TUB
PATIO

This delightful, move-in ready residence is situated in the highly desirable Southwest Porterville neighborhood. If you are in search of an ideal place to call home, your search ends here! This stunning property boasts an open floor plan featuring three bedrooms and two bathrooms, with the possibility of converting a bonus room into a fourth bedroom. This versatile space can serve as an office, playroom, or additional bedroom. The home includes a spacious laundry room equipped with cabinets and a designated area for folding clothes, as well as a generous pantry for your storage needs. The contemporary kitchen offers ample space and a breakfast bar that accommodates at least four stools. Adjacent to the kitchen, the dining area seamlessly connects to the living room, facilitating effortless entertaining and family gatherings. The primary suite serves as a tranquil retreat, complete with a large walk-in closet and a luxurious en-suite bathroom featuring a dual sink vanity, soaking tub, and tiled walk-in shower. Abundant natural light fills the home, creating a warm and inviting atmosphere. The backyard is designed for enjoyment, featuring a sizable, covered cement patio, a firepit area, and a spacious grassy area suitable for children and pets. Solar has been added to help keep the electric bills down. Trailer/RV parking on the east side of the home is an added benefit to this beautiful home!! Conveniently located near schools, parks, shopping, and dining, this home represents an ideal location. Schedule your appointment today to ensure you do not miss out on this exceptional opportunity!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$2,038.76/mo
Estimated Loan Balance
$270,462
Cash to close
$124,059
Interest Paid
$51,954

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Gutters, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Porterville

Financial Details

  • Price per Sqft: $229.07
  • Tax Annual Amount: $4718.75
  • On Market Date: 2025-01-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $124,059 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $124,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$253,441
Your Cash$124,059
Total Purchase Price:$377,500

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,296/mo
Traditional @ 7.5%
$1,973/mo
You save $677/month ($8,120/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25018799

Listing From:

Last updated: 2025-03-27T19:20:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,296 /mo
$1,902 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,059 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $124,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$253,441
Your Cash$124,059
Total Purchase Price:$377,500

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,296/mo
Traditional @ 7.5%
$1,973/mo
You save $677/month ($8,120/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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