Dan Kaercher

Dan Kaercher

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Pending

$589,900

($354,844 down)
FHA

20737 Idaho Avenue, Lakeville, MN 55044

4
4
3,456 sqft
PITI Monthly
$2,775.5 /mo

Listing courtesy of: , RE/MAX Preferred

Assumed Rate

4.88%
7.15%

Principal & Interest

$1,837 /mo
$2,343 /mo

What's Special

SERENE
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
DECK
PATIO
MATURE TREES
IRRIGATION SYSTEM
CHARMING
COZY

Cozy, refreshed, and tranquil define this exceptional two-story gem. A charming front porch, brick-accented siding, and a lush yard dotted with mature trees welcome you, just steps from parks, trails, and the heart of Lakeville. Spanning 3,456 square feet, this home brims with personality, offering 4 bedrooms, 4 baths, and a versatile office space. Step inside to a ceramic tile entry that seamlessly guides you to the formal dining room—easily adaptable as a main-floor office—before flowing past the open switchback staircase into the expansive Great Room. Floor-to-ceiling windows frame the serene yard, while a corner gas fireplace, wrapped in cultured stone with a matching hearth, warms the space alongside a rustic wood-paneled accent wall. The heart of the home lies in the spacious kitchen, where rich hickory cabinets with raised panel doors meet sleek quartz countertops. A generous center island offers ample seating for gatherings, complemented by stainless steel appliances and a natural stone tile backsplash. Nearby, the mudroom impresses with enameled cabinetry, a quartz utility sink, a walk-in pantry, and direct access to the 3-car garage. The patio door opens to an oversized deck enveloped by mature English ivy vines, their aged tendrils weaving through the pergola to create an intimate, Mediterranean-inspired retreat. Beyond, a fenced backyard complete with a fire pit, vibrant flowering perennials, and irrigation system. Upstairs, the master suite awaits behind French doors, revealing vaulted ceilings, a large walk-in closet, and modernized bath. A jetted tub atop a tiled deck, hickory vanity with dual granite sinks, and refresh in the custom glass-enclosed shower. Three additional bedrooms—one with a walk-in closet and all with ceiling fans—share a stylish full bath featuring dual quartz-topped sinks and ceramic tile flooring. The lower level is a haven for relaxation and entertainment, anchored by a family room with a second gas fireplace clad in cultured stone. Built-in maple entertainment cabinets with shelving, and bar and desk area elevate the space, while a flexible office with luxury vinyl plank flooring and a walk-in closet adds functionality. This thoughtfully designed home blends comfort, style, and timeless charm in every detail.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.88
Remaining Loan Term
15 years, 1 months
Monthly PITI
$2,775.5/mo
Estimated Loan Balance
$237,678
Cash to close
$354,844
Interest Paid
$216,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Lakeville

Financial Details

  • Price per Sqft: $170.69
  • Tax Annual Amount: $6310
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $354,844 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $354,844!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$235,056
Your Cash:$354,844
Total Purchase Price:$589,900

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$1,837/mo
Traditional @ 7.5%
$2,431/mo
You save $594/month ($7,123/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6683019

Listing From: northstar

Last updated: 2025-03-23T13:15:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.88%
7.15%

Principal & Interest

$1,837 /mo
$2,343 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $354,844 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $354,844!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$235,056
Your Cash:$354,844
Total Purchase Price:$589,900

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$1,837/mo
Traditional @ 7.5%
$2,431/mo
You save $594/month ($7,123/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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