Dan Kaercher

Dan Kaercher

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Closed

$135,000

($42,688 down)
FHA

206 S Hubert Street, Ivanhoe, MN 56142

3
1
1,176 sqft
PITI Monthly
$807.56 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

4.98%
7.15%

Principal & Interest

$513 /mo
$647 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
CHARMING
COZY

Welcome to easy, single-story living! This charming 3-bedroom, 1-bathroom home is perfect for those who appreciate convenience and comfort. All living facilities are located on one level, including an heated & insulated attached garage and a concrete driveway for added convenience. Each of the three bedrooms offers great space, with a full bathroom nearby. Step into the spacious living room upon entering the home, providing plenty of room for relaxation and entertainment. The kitchen has great space for dining and a large, moveable center island for cooking. Near the kitchen is the dedicated laundry room. The low-maintenance yard allows for easy upkeep, while a small fenced-in area off the back of the garage is ideal for pets to enjoy some fresh air. Located on a corner lot, this home offers both privacy and potential. Recent updates include: Shingles (2022); all new flooring and paint throughout home; heated, drywalled, and insulated garage (2023); new wall AC unit; new baseboard trim, etc. Don't miss your chance to own this cozy, easy-living gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$807.56/mo
Estimated Loan Balance
$92,953
Cash to close
$42,688
Interest Paid
$13,227

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Wall Unit(s)
  • Heating: Radiant
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Geo Graffs Add
  • Features: No Stairs Internal
HOA
  • Has HOA: No
Location
  • Region: Ivanhoe

Financial Details

  • Price per Sqft: $114.8
  • Tax Annual Amount: $924
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,688 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $42,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$92,313
Your Cash$42,688
Total Purchase Price:$135,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$513/mo
Traditional @ 7.5%
$671/mo
You save $158/month ($1,895/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6610585

Listing From: northstar

Last updated: 2025-01-17T15:44:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$513 /mo
$647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,688 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $42,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$92,313
Your Cash$42,688
Total Purchase Price:$135,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$513/mo
Traditional @ 7.5%
$671/mo
You save $158/month ($1,895/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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