Dan Kaercher

Dan Kaercher

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Closed

$369,000

($165,976 down)
FHA

20640 N 103RD Avenue, Peoria, AZ 85382

2
2
1,523 sqft
PITI Monthly
$2,157.71 /mo

Listing courtesy of: Linda Duba, Best Homes Real Estate

Assumed Rate

4%
7.15%

Principal & Interest

$1,647 /mo
$2,330 /mo

What's Special

SPACIOUS
BREAKFAST NOOK
FIREPLACE
HOME OFFICE
OUTDOOR LIVING SPACE
PATIO
COZY

Prepare to be impressed by the meticulous care and attention to detail that shines through in every corner of this stunning Ventana Lakes home. Recent updates, including a fresh coat of paint, showcase the pride of ownership that sets this property apart. One of the home's most exciting features is the versatile bonus room that can be used as a dedicated home office, a cozy den or hobby space. The kitchen boasts plenty of counter space, new appliances and a breakfast nook. The spacious living room serves as the heart of the home, featuring a cozy gas fireplace that enhances the inviting ambiance. The living room also offers direct access to the expansive backyard, complete with a covered patio that seamlessly connects indoor and outdoor living spaces. A true Ventana Lakes gem.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4
Remaining Loan Term
12 years, 9 months
Monthly PITI
$2,157.71/mo
Estimated Loan Balance
$204,955
Cash to close
$165,976
Interest Paid
$193,100

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: LENNAR

Community & HOA

Community
  • Subdivision: HIGHLANDS UNIT 2 AT VENTANA LAKES
  • Features: Pickleball Court(s), Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Lake Subdivision, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Ventana Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $346.5
  • HOA Frequency: $Quarterly
Location
  • Region: Peoria

Financial Details

  • Price per Sqft: $242.28
  • Tax Annual Amount: $1395
  • On Market Date: 2024-10-04T17:40:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $165,976 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $165,976!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$203,024
Your Cash$165,976
Total Purchase Price:$369,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$1,647/mo
Traditional @ 7.5%
$2,417/mo
You save $770/month ($9,239/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6766541

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-27T22:40:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4%
7.15%

Principal & Interest

$1,647 /mo
$2,330 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,976 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $165,976!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$203,024
Your Cash$165,976
Total Purchase Price:$369,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$1,647/mo
Traditional @ 7.5%
$2,417/mo
You save $770/month ($9,239/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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