Dan Kaercher

Dan Kaercher

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Closed

$399,900

($71,030 down)
FHA

20620 N GARDENIA Road, Maricopa, AZ 85138

2
2
1,694 sqft
PITI Monthly
$2,158.29 /mo

Listing courtesy of: Erica Ybarra, Limitless Real Estate

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,598 /mo
$2,327 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO
COZY

Look no further! This fabulous 2 bed, 2 bath residence now on the market is the one for you! Featuring a beautiful facade w/stone accents, low-maintenance landscape, a 2 car garage, and a cozy porch. Discover a spacious open floor plan w/elegant wood-look tile flooring and plantation shutters throughout. The gorgeous kitchen is comprised of white cabinetry w/granite counters, tile backsplash, SS appliances, pendant lighting, and an island w/a breakfast bar. You'll love the primary bedroom, boasting plush carpet, a walk-in closet, and a private ensuite w/dual sinks. Don't forget about the cozy den, perfect for an office or reading nook! Finally, the lovely backyard includes a covered patio, extended seating area w/an attached pergola, a built-in BBQ, and artificial turf! Hurry and act now!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,158.29/mo
Estimated Loan Balance
$331,680
Cash to close
$71,030
Interest Paid
$37,808

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Concrete
Condition
  • Year Built: 2022
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: PROVINCE PARCEL 10 AMENDED 2019084392
  • Features: Lake, Gated, Community Spa, Community Pool Htd, Community Pool, Guarded Entry, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: CCMC
  • HOA Amenities: Unknown
  • HOA Fee: $256
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $236.07
  • Tax Annual Amount: $1998
  • On Market Date: 2024-08-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $71,030 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $71,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$328,870
Your Cash$71,030
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,598/mo
Traditional @ 7.5%
$2,414/mo
You save $816/month ($9,796/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6749336

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-15T08:07:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,598 /mo
$2,327 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,030 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $71,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$328,870
Your Cash$71,030
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,598/mo
Traditional @ 7.5%
$2,414/mo
You save $816/month ($9,796/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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