Dan Kaercher

Dan Kaercher

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Closed

$725,000

($117,117 down)
VA

2061 Raymond Ave, Ramona, CA 92065

3
2
1,484 sqft
PITI Monthly
$4,078.58 /mo

Listing courtesy of: Julia Cox, Homesmart

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,862 /mo
$4,188 /mo

What's Special

SPACIOUS
MODERN
CHARMING
COZY
SOLAR PANELS

Charming 3 Bedroom Home in Tranquil Ramona - Your Dream Country Retreat Awaits! Nestled in the heart of Ramona, this 3 bedroom, 2 bath home seamlessly combines modern comfort and peaceful country living, all within a short drive to vibrant San Diego. This picturesque property sits on half an acre, offering ample space for RV/boat storage. The kitchen is a chef's delight, with newer appliances, sleek kitchen cabinets, and stylish countertops, all enhanced by new recessed lighting that creates an inviting ambiance. The spacious living areas are perfect for gatherings, while the three cozy bedrooms provide a peaceful retreat at the end of the day. You'll also enjoy the benefits of a newer AC unit, alongside energy-saving solar panels to help lower your electricity bills. The exterior of the home is just as impressive, featuring newer vinyl fencing for added privacy and a charming outdoor space. Don't miss this exceptional opportunity to live in Ramona. With so many upgrades, this home represents the best value in the area!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$4,078.58/mo
Estimated Loan Balance
$609,783
Cash to close
$117,117
Interest Paid
$84,401

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink, NewCondition, Vinyl
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: English
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $488.54
  • Tax Annual Amount: $
  • On Market Date: 2024-09-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,117 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $117,117!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$607,883
Your Cash$117,117
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,862/mo
Traditional @ 7.5%
$4,344/mo
You save $482/month ($5,781/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022724SD

Listing From:

Last updated: 2024-12-05T05:04:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,862 /mo
$4,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,117 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $117,117!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$607,883
Your Cash$117,117
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,862/mo
Traditional @ 7.5%
$4,344/mo
You save $482/month ($5,781/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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