Dan Kaercher

Dan Kaercher

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$679,900

($456,158 down)
VA

2056 W EL CORTEZ Trail, Phoenix, AZ 85085

3
3
2,470 sqft
PITI Monthly
$1,376.3 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,007 /mo
$1,662 /mo

What's Special

LOCATION
SPACIOUS
MODERN
HOME OFFICE
LANDSCAPED

Union Park at Norterra is now offering this beautifully designed 3-bedroom, 2.5-bath home at nearly 2,500 square feet of living space. Situated on a premium corner lot, this home boasts an oversized driveway, perfect for ample parking or recreational needs. Step inside to an open-concept layout with soaring ceilings and expansive windows that bathe the space in natural light. The wood-look tile flooring and neutral tones create a warm and modern ambiance, while tasteful lighting accents the home's sophisticated design. The heart of the home is the chef's kitchen, featuring silestone countertops, espresso cabinetry, a stylish tile backsplash, and sleek stainless steel gas appliances. The large island with a breakfast bar offers the perfect space for gathering and entertaining. Upstairs, a spacious loft provides endless possibilities - a home office, media room, or additional living area. Each bedroom is generously sized, with the primary suite offering a private retreat. Outside, the beautifully landscaped backyard is an entertainer's dream, featuring pavers, lush artificial grass, decorative gravel, and vibrant plants - a low-maintenance oasis ideal for relaxing or hosting. This home has it all - modern upgrades, thoughtful design, and a standout location. Make this corner lot gem yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,376.3/mo
Estimated Loan Balance
$224,719
Cash to close
$456,158
Interest Paid
$27,104

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Block
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: ASHTON WOODS

Community & HOA

Community
  • Subdivision: NORTERRA PUD PHASE 1
  • Features: Community Pool Htd, Near Bus Stop, Racquetball, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Union Park Norterra
  • HOA Amenities: Unknown
  • HOA Fee: $628.2
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $275.26
  • Tax Annual Amount: $2433
  • On Market Date: 2025-01-23T20:50:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $456,158 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $456,158!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$223,742
Your Cash:$456,158
Total Purchase Price:$679,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,007/mo
Traditional @ 7.5%
$1,723/mo
You save $717/month ($8,599/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6809628

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-04T10:06:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,007 /mo
$1,662 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $456,158 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $456,158!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$223,742
Your Cash:$456,158
Total Purchase Price:$679,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,007/mo
Traditional @ 7.5%
$1,723/mo
You save $717/month ($8,599/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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