Dan Kaercher

Dan Kaercher

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Closed

$535,000

($98,048 down)
VA

20515 July Avenue N, Forest Lake, MN 55025

5
3
2,819 sqft
PITI Monthly
$3,255.06 /mo

Listing courtesy of: , Renters Warehouse

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,896 /mo
$2,964 /mo

What's Special

REMODELED
LARGE CENTER ISLAND
OPEN CONCEPT
DECK

A true Forest Lake gem! This sprawling rambler offers a wide-open concept with natural light galore. The kitchen has a large center island, generous cabinetry and walk-out deck, maximizing the beautiful gather space. Just beyond the kitchen is the living quarters, with 3 bedrooms and master-bath with in-floor heat and jacuzzi. The lower level has been completely remodeled from the guts to the glory with an additional 2 bedrooms, a living space and full bath. (In-floor heating available) For those who love working on projects year round, there is an oversized, 2-stall attached garage/ working, complete with accompanying concrete slab. Out front holds a massive space for your parking/ storage needs. R/V, boat, work van, trailer? No problem. Be a stones throw away from one of MN’s premier lakes, have space for anything life brings you while being a 20 min commute to MPLS and St. Paul. Have your cake and eat it too at this impressive homestead in Forest Lake. Book that showing now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,255.06/mo
Estimated Loan Balance
$438,800
Cash to close
$98,048
Interest Paid
$20,184

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Doors 36"+, Hallways 42"+
HOA
  • Has HOA: No
Location
  • Region: Forest Lake

Financial Details

  • Price per Sqft: $189.78
  • Tax Annual Amount: $2311
  • On Market Date: 2024-12-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $98,048 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $98,048!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$436,952
Your Cash$98,048
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,896/mo
Traditional @ 7.5%
$3,074/mo
You save $178/month ($2,140/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6642383

Listing From: northstar

Last updated: 2025-01-13T19:40:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,896 /mo
$2,964 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $98,048 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $98,048!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$436,952
Your Cash$98,048
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,896/mo
Traditional @ 7.5%
$3,074/mo
You save $178/month ($2,140/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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