Dan Kaercher

Dan Kaercher

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$535,000

($228,480 down)
FHA

20463 Little Bear Court, Apple Valley, CA 92308

5
3
3,052 sqft
PITI Monthly
$2,381.4 /mo

Listing courtesy of: Lara Kayali, Legacy Real Estate

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,409 /mo
$2,233 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
FIREPLACE
COZY
NO HOA
RENTAL INCOME

Welcome to 20463 Little Bear Court, a beautifully designed 2-story home located in one of Apple Valley’s most sought-after neighborhoods. This spacious 6-bedroom, 3-bathroom home offers 3,052 sq. ft. of living space and sits on an expansive 15,300 sq. ft. lot—providing endless potential for your ideal outdoor retreat. As you step inside, the high cathedral ceilings and grand formal entryway immediately set the tone for this exceptional home. The open-concept kitchen and family room, featuring a cozy fireplace, make it easy to relax or entertain. The main floor features two living spaces, formal dining and two bedrooms, including a Junior ADU in the garage with its own exterior door, offering excellent opportunities for multi-generational living or rental income. Upstairs, you’ll find 4 additional bedrooms, 3 full bathrooms, and a convenient laundry room. The large backyard is perfect for creating your dream outdoor space—whether that includes a pool, additional ADUs, or a private oasis. With an oversized driveway, separate gated RV access, and a three-car garage with direct entry to the home, you'll have plenty of space for vehicles, storage, and more. Built in 1990 and with NO HOA, this home is in a prime location near schools, shopping, and dining. Don't miss this opportunity—schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,381.4/mo
Estimated Loan Balance
$307,140
Cash to close
$228,480
Interest Paid
$38,277

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $175.29
  • Tax Annual Amount: $6687.5
  • On Market Date: 2024-10-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $228,480 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $228,480!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$306,520
Your Cash$228,480
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,409/mo
Traditional @ 7.5%
$2,317/mo
You save $908/month ($10,899/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24213385

Listing From:

Last updated: 2025-03-23T22:46:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,409 /mo
$2,233 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,480 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $228,480!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$306,520
Your Cash$228,480
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,409/mo
Traditional @ 7.5%
$2,317/mo
You save $908/month ($10,899/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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