Dan Kaercher

Dan Kaercher

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$1,199,000

($390,372 down)
FHA

203 Seacliff Way, Richmond, CA 94801

3
3
2,382 sqft
PITI Monthly
$5,911.27 /mo

Listing courtesy of: Alexander Anneker, United Realty Group

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,735 /mo
$5,825 /mo

What's Special

SERENE
DINING
SPACIOUS
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
LANDSCAPED
PLAYGROUND

Welcome to this beautifully appointed 3-bedroom, 2.5-bathroom home nestled in the serene community of Seacliff, Point Richmond. Enjoy the perfect blend of peaceful suburban living and urban convenience, with easy access to parks, dining, and the marina just a short walk away! Live and work with the confidence of a solar-powered home, Powerwall backup battery, and electric car charger in the garage. Just a few steps away, enjoy the gated park exclusive to the community, which includes landscaped areas and playground, perfect for both pets and kids. The luxurious primary suite is a true retreat, offering a spacious layout, a spacious walk-in closet, and a spa-like ensuite bath with a jetted soaking tub, separate shower, dual vanities, and stylish finishes. Two additional bedrooms share a bathroom with dual sinks. With close proximity to hiking and biking trails, the Richmond Yacht Club, Brickyard Cove Marina, and the town’s boutique shops and cafes, you’ll enjoy an active and vibrant lifestyle. Plus, easy access to BART, the ferry terminal, and the freeway ensures a quick commute to San Francisco. Don’t miss this opportunity to own a beautifully appointed home in one of Point Richmond’s most sought-after neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$5,911.27/mo
Estimated Loan Balance
$810,195
Cash to close
$390,372
Interest Paid
$82,741

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 2004
Details
  • Builder: Toll Brothers

Community & HOA

Community
  • Subdivision: POINT RICHMOND
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALLLIGENT
  • HOA Amenities: Unknown
  • HOA Fee: $218
  • HOA Frequency: $Monthly
Location
  • Region: Richmond

Financial Details

  • Price per Sqft: $503.36
  • Tax Annual Amount: $14987.5
  • On Market Date: 2025-02-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $390,372 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $390,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$808,628
Your Cash$390,372
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,735/mo
Traditional @ 7.5%
$6,043/mo
You save $2,308/month ($27,693/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41086129

Listing From:

Last updated: 2025-03-31T02:12:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,735 /mo
$5,825 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $390,372 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $390,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$808,628
Your Cash$390,372
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,735/mo
Traditional @ 7.5%
$6,043/mo
You save $2,308/month ($27,693/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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