Dan Kaercher

Dan Kaercher

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Closed

$409,000

($55,019 down)
FHA

203 Garfield Avenue, Loveland, CO 80537

2
1
936 sqft
PITI Monthly
$2,360.55 /mo

Listing courtesy of: Rob Kittle, Kittle Real Estate

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,813 /mo
$2,513 /mo

What's Special

SHOPPING
DINING
MODERN
WALK-IN CLOSET
PATIO
HISTORIC

Fall in love with the timeless charm of this corner lot, single-level home located in the heart of Loveland! Originally built in 1913, this home's enduring beauty shines through thoughtful updates and meticulous maintenance, blending modern comforts with its original character. As you step inside, you are greeted by an abundance of natural light that floods the living and dining areas. These spaces are perfectly suited for both everyday living and entertaining, inviting relaxation and connection in every corner. The kitchen has received tons of new updates, including freshly painted cabinets, a brand-new refrigerator and oven, along with a newly-installed dishwasher and microwave. Brand new kitchen lighting enhances the space's ambiance. Adjacent to the kitchen, a large pantry provides ample space for all your storage needs. Accommodations include two generously-sized bedrooms, which share a unique jack and jill walk-in closet, offering plentiful storage and an innovative solution to shared living spaces. Outside, the backyard is a private oasis, featuring a concrete patio surrounded by a privacy fence. This space is perfect for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Off-street parking adds an extra layer of convenience, ensuring ease of access for you and your guests. Just a short walk or drive from historic downtown Loveland, this home puts you in the heart of it all. Enjoy fine dining, local breweries, boutique shopping, vibrant nightlife, and seasonal events all within arms reach, providing an unmatched lifestyle of convenience and fun. Own a piece of Loveland's rich history, updated for modern living. Additional updates include a new sewer line, new radon mitigation, new retaining wall, and new shed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,360.55/mo
Estimated Loan Balance
$372,848
Cash to close
$55,019
Interest Paid
$44,143

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room, Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Cottage
Materials
  • Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1913
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rists
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $436.97
  • Tax Annual Amount: $1604
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $55,019 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $55,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$353,981
Your Cash$55,019
Total Purchase Price:$409,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,813/mo
Traditional @ 7.5%
$2,607/mo
You save $794/month ($9,526/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024776

Listing From: recolorado

Last updated: 2025-02-16T19:05:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,813 /mo
$2,513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,019 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $55,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$353,981
Your Cash$55,019
Total Purchase Price:$409,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,813/mo
Traditional @ 7.5%
$2,607/mo
You save $794/month ($9,526/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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