Dan Kaercher

Dan Kaercher

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Pending

$880,000

($41,919 down)
FHA

2036 Serra Ln, Hercules, CA 94547

4
3
2,006 sqft
PITI Monthly
$6,198.07 /mo

Listing courtesy of: Lucinda Hinanay, Century21 Real Estate Alliance

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,442 /mo
$5,935 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
WALK-IN CLOSET
WATERFRONT
EFFICIENT
SOLAR PANELS

Tucked in a quiet Magnolia tree-lined lane in the desirable Hercules Bayside Community, 2036 Serra Ln boasts a covered porch with Italian tiles, wide entry, double-hung windows with plantation shutters, hardwood floors in the dining, family room and all 4 bedrooms on second floor! No carpet!Dual-zoned HVAC system. 3 of the 4 bedrooms have spacious walk-in closets , all bedrooms have ceiling fans , spacious yard with pavers and drainage , redwood gate , solar lights and lemon tree!Kitchen has stainless steel appliances, brand new 33x32 waterfall kitchen sink, newer Samsung 4-door energy efficient refrigerator (12/22), recessed lights ,breakfast nook and wide countertop. Wide garage with shelvings and EV charger. Leased 15 solar panels with battery . Primary bath has separate tub and shower . Laundry area near the rooms has cabinets and newer Samsung dryer . Motion sensor front door light , Blink door camera . LED lights , fire sprinklers , dusk to dawn security light outside the garage , close to I-80 H-way 4, great schools , parks , transit center, Waterfront bus stop, grocery stores, restaurants, gas stations , Chase bank , coffee shops, beautiful trails with bird sanctuary and San Pablo Bay! Enjoy the stress-free living in the family- friendly neighborhood! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$6,198.07/mo
Estimated Loan Balance
$840,693
Cash to close
$41,919
Interest Paid
$109,015

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas
Features
  • Materials: Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Concrete, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Stone
  • Roof: Shingle
Condition
  • Year Built: 2005
Details
  • Builder: Jong Laing

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Monthly
Location
  • Region: Hercules

Financial Details

  • Price per Sqft: $438.68
  • Tax Annual Amount: $11000
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,919 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $41,919!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$838,081
Your Cash$41,919
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,442/mo
Traditional @ 7.5%
$6,157/mo
You save $1,714/month ($20,573/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090124

Listing From:

Last updated: 2025-04-02T19:09:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,442 /mo
$5,935 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,919 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $41,919!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$838,081
Your Cash$41,919
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,442/mo
Traditional @ 7.5%
$6,157/mo
You save $1,714/month ($20,573/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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