Dan Kaercher

Dan Kaercher

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Closed

$513,000

($41,612 down)
FHA

2029 Jacob Street, Gridley, CA 95948

5
3
2,756 sqft
PITI Monthly
$4,229.49 /mo

Listing courtesy of: Ruben Vazquez, Keller Williams Realty Chico Area

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,310 /mo
$3,216 /mo

What's Special

DINING
MODERN
LUXURY
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
PATIO
LANDSCAPED
CHARMING
COZY
EFFICIENT

Welcome to your dream home on Jacob Street, where modern elegance meets peaceful living. A beautiful gated entrance leads you to a charming private courtyard. Inside, you'll find luxury vinyl planking, soaring ceilings, and abundant natural light streaming through easy-to-clean plantation shutters. The gourmet kitchen - a chef's delight -features rich wood cabinetry, ample storage, an oversized granite island, updated appliances, a gas cooktop, and a double oven. Enjoy family dinners in the formal dining area or relax by the cozy fireplace. A main-floor bedroom adjacent to a guest bath offers privacy for family or visitors. Upstairs, the expansive master suite boasts two walk-in closets and a private sitting area, while the spa-like master bath offers dual sinks, a soaking tub, and a tiled walk-in shower. Additional highlights include energy-efficient ceiling fans, recessed lighting, an indoor laundry room, and a three-car garage with a 220V outlet perfect for EV Chargers. Outside, a landscaped backyard with a covered patio and ceiling fan is perfect for entertaining and barbecues. Every detail has been thoughtfully designed to blend comfort, sophistication, and modern convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$4,229.49/mo
Estimated Loan Balance
$471,773
Cash to close
$41,612
Interest Paid
$44,049

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Gridley

Financial Details

  • Price per Sqft: $186.14
  • Tax Annual Amount: $6412.5
  • On Market Date: 2025-02-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,612 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $41,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$471,388
Your Cash$41,612
Total Purchase Price:$513,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,310/mo
Traditional @ 7.5%
$3,336/mo
You save $26/month ($313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25027668

Listing From:

Last updated: 2025-03-12T23:27:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,310 /mo
$3,216 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,612 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $41,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$471,388
Your Cash$41,612
Total Purchase Price:$513,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,310/mo
Traditional @ 7.5%
$3,336/mo
You save $26/month ($313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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