Dan Kaercher

Dan Kaercher

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Closed

$465,000

($334,577 down)
FHA

2020 Lake Morena Drive, Campo, CA 91906

3
1
932 sqft
PITI Monthly
$1,481.66 /mo

Listing courtesy of: Rachel Shreve, Keller Williams Realty

Assumed Rate

4.46%
7.15%

Principal & Interest

$729 /mo
$976 /mo

What's Special

FIREPLACE
COZY

Retreat from the hustle and bustle to this tranquil 3-bed, 1-bath sanctuary nestled on over 2 acres of picturesque oak trees. This cozy home features a detached garage, possible for conversion into a studio, office, or gym to suit your lifestyle. Stay cozy in winter with wood-burning fireplaces, and cool in summer with a swamp cooler. Bask in the serenity of a seasonal waterfall visible from the living room, unwind by the peaceful pond, and nurture your own garden oasis. Tucked away in a secluded valley, this property offers the ultimate escape with only seven neighboring houses. Embrace the opportunity to create your dream retreat today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
24 years, 0 months
Monthly PITI
$1,481.66/mo
Estimated Loan Balance
$243,999
Cash to close
$334,577
Interest Paid
$36,675

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1936
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, HorseTrails, Hunting, Lake, Mountainous, NearNationalForest, Park, Rural
HOA
  • Has HOA: No
Location
  • Region: Campo

Financial Details

  • Price per Sqft: $498.93
  • Tax Annual Amount: $5812.5
  • On Market Date: 2024-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $334,577 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $334,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$130,423
Your Cash:$334,577
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$729/mo
Traditional @ 7.5%
$1,012/mo
You save $284/month ($3,403/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2401693

Listing From:

Last updated: 2024-08-13T19:24:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$729 /mo
$976 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $334,577 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $334,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$130,423
Your Cash:$334,577
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$729/mo
Traditional @ 7.5%
$1,012/mo
You save $284/month ($3,403/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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