Dan Kaercher

Dan Kaercher

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Closed

$950,000

($360,356 down)
VA

2018 Elva St, El Cajon, CA 92019

4
2
1,464 sqft
PITI Monthly
$2,871.26 /mo

Listing courtesy of: Melvina Selfani, Century 21 Affiliated

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,655 /mo
$4,347 /mo

What's Special

REMODELED
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
CHARMING

RARE opportunity in Rancho San Diego! This beautifully remodeled single level home sits on a desirable corner lot next to a private development park. No homes overlooking your backyard or park side for ultimate privacy. Features 4 bedrooms, 2 baths, an in-ground pool, covered patio, and low maintenance yard. Upgrades include top-of-the-line stainless steel appliances, wood floors, updated bathrooms, and durable vinyl fencing. Tesla solar lease for energy savings! Spacious living and family rooms with a charming brick fireplace and ceiling fan. The primary suite boasts closet doors, a remodeled bathroom, and a slider to the side yard. Vaulted ceilings in the living, family, and primary bedrooms. Conveniently close to everything. Don’t miss this rare find in this price range! RARE opportunity in Rancho San Diego! This beautifully remodeled single level home sits on a desirable corner lot next to a private development park. No homes overlooking your backyard or park side for ultimate privacy. Features 4 bedrooms, 2 baths, an in-ground pool, covered patio, and low maintenance yard. Upgrades include top-of-the-line stainless steel appliances, wood floors, updated bathrooms, and durable vinyl fencing. Tesla solar lease for energy savings! Spacious living and family rooms with a charming brick fireplace and ceiling fan. The primary suite boasts closet doors, a remodeled bathroom, and a slider to the side yard. Vaulted ceilings in the living, family, and primary bedrooms. Conveniently close to everything. Don’t miss this rare find in this price range!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,871.26/mo
Estimated Loan Balance
$689,087
Cash to close
$360,356
Interest Paid
$71,095

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho San Diego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $648.91
  • Tax Annual Amount: $
  • On Market Date: 2024-11-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $360,356 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $360,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$589,644
Your Cash$360,356
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,655/mo
Traditional @ 7.5%
$4,509/mo
You save $1,854/month ($22,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027190SD

Listing From:

Last updated: 2025-01-14T02:06:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,655 /mo
$4,347 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $360,356 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $360,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$589,644
Your Cash$360,356
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,655/mo
Traditional @ 7.5%
$4,509/mo
You save $1,854/month ($22,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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