Dan Kaercher

Dan Kaercher

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$425,000

($59,250 down)
VA

20053 N 15TH Drive, Phoenix, AZ 85027

3
2
1,142 sqft
PITI Monthly
$2,384.79 /mo

Listing courtesy of: Bryan Deboda, Phoenix Real Estate Group

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,162 /mo
$2,567 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
FIREPLACE
PATIO
CHARMING
COZY

Don't miss this charming home nestled on a peaceful cul de sac! Featuring convenient carport parking and is near shopping, dining & more! The interior showcases a blend of natural aesthetics & comfort with wood-look flooring, an earthy palette, a cozy fireplace, & tons of natural light. The dining room displays beautiful wood shelves and has outdoor access for easy entertaining. The homely kitchen features a tray ceiling, shaker cabinetry for abundant storage, a peninsula/breakfast bar & SS appliances. The serene main retreat features a delightful painted wall with leaf motifs, creating a calming atmosphere perfect for resting, and offers a spacious closet and a bathroom with an enclosed shower for convenience. Enjoy outdoor living on the patio with your favorite drink or cool off on the sparkling blue pool. You'll also find a separate workshop waiting for you to see all your projects and a storage shed for convenience. What's not to love? Act now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,384.79/mo
Estimated Loan Balance
$366,703
Cash to close
$59,250
Interest Paid
$54,946

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Brick Veneer, Painted, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: DESERT VALLEY ESTATES 4
  • Features: Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $372.15
  • Tax Annual Amount: $869
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,250 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $59,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$365,750
Your Cash$59,250
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,162/mo
Traditional @ 7.5%
$2,662/mo
You save $500/month ($5,998/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6844248

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T14:40:09.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,162 /mo
$2,567 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,250 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $59,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$365,750
Your Cash$59,250
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,162/mo
Traditional @ 7.5%
$2,662/mo
You save $500/month ($5,998/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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