Dan Kaercher

Dan Kaercher

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Pending

$899,000

($206,026 down)
VA

19 ERBA Lane, Scotts Valley, CA 95066

2
2
1,222 sqft
PITI Monthly
$4,238.62 /mo

Listing courtesy of: The Madani Team, Room Real Estate

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,086 /mo
$5,078 /mo

What's Special

REMODELED
LOCATION
MINUTES AWAY
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
VAULTED CEILINGS
FAMILY-FRIENDLY

Located in a quiet, family-friendly neighborhood offers easy access to MacDorsa Park and the delightful nearby French bakery, perfect for morning pastries or coffee dates. Multiple grocery stores are just minutes away, and quick access to two Highway 17 on-ramps ensures an effortless commute. Inside, you'll find a spacious primary bedroom complete with an ensuite bathroom and an oversized closet for ample storage. The updated kitchen is a chef's dream, featuring custom-built alder cabinetry and sleek granite countertops. Entertaining is a breeze in the living room, where vaulted ceilings create an open, airy feel, perfect for hosting memorable holiday gatherings or casual get-togethers. New windows upstairs invite fresh air and natural light to fill the space. The home's garage has been thoughtfully finished with an easy-to-clean floor and a designated workout area. Recent updates include fresh exterior paint in August 2024, updated light fixtures, fully remodeled bathrooms, newly installed flooring, interior and exterior doors, gutters, and siding ensuring the home is move-in ready. This inviting property combines thoughtful upgrades with an unbeatable locationa true gem in the heart of Scotts Valley.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$4,238.62/mo
Estimated Loan Balance
$700,295
Cash to close
$206,026
Interest Paid
$72,273

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces, WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Erba Ln Home Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Scotts Valley

Financial Details

  • Price per Sqft: $735.68
  • Tax Annual Amount: $11237.5
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $206,026 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $206,026!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$692,974
Your Cash$206,026
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,086/mo
Traditional @ 7.5%
$5,268/mo
You save $2,182/month ($26,186/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81998428

Listing From:

Last updated: 2025-03-26T00:35:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,086 /mo
$5,078 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,026 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $206,026!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$692,974
Your Cash$206,026
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,086/mo
Traditional @ 7.5%
$5,268/mo
You save $2,182/month ($26,186/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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