Dan Kaercher

Dan Kaercher

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Closed

$899,900

($81,751 down)
VA

19985 Sunset Oaks Dr, Ramona, CA 92065

4
3
2,218 sqft
PITI Monthly
$4,513.4 /mo

Listing courtesy of: Justin Verdugo, eXp Realty of California, Inc.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,297 /mo
$5,741 /mo

What's Special

SPACIOUS
DECK
CHARMING
COZY

VA ASSUMABLE LOAN. BACK ON MARKET - Due to no fault of the seller! Welcome to your slice of heaven! This charming country abode sits on 10 sprawling acres, boasting breathtaking views of rolling mountains and lush valleys. With its own private guest quarters, this homestead offers tranquility and space for all your rural dreams. Imagine crafting your own vineyard, cultivating a thriving garden, or raising a cozy little farm. Water is no worry with your personal well and (2) 5000-gallon storage tanks. Plus, with your very own propane tank and the option to add solar power, you can live entirely off the grid. Step inside the main house and be greeted by a warm, open-concept layout with sturdy stained concrete floors, perfect for our furry friends. From the spacious living room to the master bedroom, where a luxurious jetted tub awaits, every corner invites relaxation and comfort. Outside, a vast deck beckons, offering prime seats to soak in the scenery, observe wildlife, and listen to the sweet melodies of chirping birds. Need extra space? The detached guest house or potential rental ADU awaits your creative touch. And let’s not forget the impressive workshop, ready to house all your tools and toys. With ample parking for cars and an RV, there’s no limit to the adventures you can embark on from your very own country retreat.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,513.4/mo
Estimated Loan Balance
$820,620
Cash to close
$81,751
Interest Paid
$105,444

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $405.73
  • Tax Annual Amount: $
  • On Market Date: 2024-07-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,751 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $81,751!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$818,149
Your Cash$81,751
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,297/mo
Traditional @ 7.5%
$5,955/mo
You save $1,658/month ($19,899/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240016706SD

Listing From:

Last updated: 2024-09-23T19:42:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,297 /mo
$5,741 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,751 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $81,751!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$818,149
Your Cash$81,751
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,297/mo
Traditional @ 7.5%
$5,955/mo
You save $1,658/month ($19,899/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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