Dan Kaercher

Dan Kaercher

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$770,000

($213,953 down)
FHA

1993 Strata St, Chula Vista, CA 91915

4
4
1,616 sqft
PITI Monthly
$3,958.97 /mo

Listing courtesy of: Troy Owens, Turnkey Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,476 /mo
$4,028 /mo

What's Special

SHOPPING
DINING
MODERN
STAINLESS STEEL APPLIANCES
BALCONY
EFFICIENT

Your opportunity to be at the heart of one of Chula Vista's newest communities, Millenia! This home features a modern tri-level design with nanny quarters on the first floor, open living/dining/kitchen area on the second floor, and 3 bedrooms on the third floor. The kitchen features modern stainless steel appliances and an open layout that is perfect for entertaining. The home features solar and energy efficient appliances. Walking distance from shopping, restaurants, and bars. Watch your kids play from your private balcony at one of the two parks that are directly across the street. This home has everything that you need to enjoy the best of Chula Vista living!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,958.97/mo
Estimated Loan Balance
$575,746
Cash to close
$213,953
Interest Paid
$53,911

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Out Of Area
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Cleo at Vibe Millenia
  • HOA Amenities: Unknown
  • HOA Fee: $306
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $476.49
  • Tax Annual Amount: $9625
  • On Market Date: 2025-01-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $213,953 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $213,953!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$556,047
Your Cash$213,953
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,476/mo
Traditional @ 7.5%
$4,178/mo
You save $1,702/month ($20,428/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250001515SD

Listing From:

Last updated: 2025-03-03T23:41:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,476 /mo
$4,028 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,953 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $213,953!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$556,047
Your Cash$213,953
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,476/mo
Traditional @ 7.5%
$4,178/mo
You save $1,702/month ($20,428/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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