Dan Kaercher

Dan Kaercher

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Closed

$574,999

($561,617 down)
FHA

1990 Canal Dr, Stockton, CA 95204

4
3
2,630 sqft
PITI Monthly
$261.69 /mo

Listing courtesy of: Angelica Robles, WR Properties

Assumed Rate

6.6%
7.15%

Principal & Interest

$86 /mo
$90 /mo

What's Special

REMODELED
LOCATION
DINING
SPACIOUS
WATERFRONT
EFFICIENT
SOLAR PANELS

Life on the Canal! Welcome to your waterfront home with a private dock! This spacious 2,630 sq ft residence features 4 bedrooms on the first floor including a huge primary suite and 2 bathrooms. The finished attic has 2 additional possible bedrooms and a half bath, offering ample space for guests. Nestled on over a 10,000 sq ft corner lot, this property boasts a prime location on Smith Canal. Providing direct access to the beautiful San Joaquin Delta. Step inside to discover a beautifully remodeled kitchen that flows seamlessly into the open living and dining area. Outdoor enthusiasts will love the private boat dock, ideal for easy access to boating and fishing adventures. Additional features include side access, energy-efficient solar panels, and multi-zoned HVAC. Don't sleep on this one! Must see in person!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.6
Remaining Loan Term
29 years, 8 months
Monthly PITI
$261.69/mo
Estimated Loan Balance
$13,394
Cash to close
$561,617
Interest Paid
$294

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WallWindowUnits
  • Heating: ForcedAir
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Concrete, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1946
Details
  • Builder:

Community & HOA

Community
  • Subdivision: None
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $218.63
  • Tax Annual Amount: $
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $561,617 (98%)
You can enter any amount below - secondary financing will cover the difference if needed.
98%
$

You cover the entire equity of $561,617!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.6% Sellers Rate
$13,382
Your Cash:$561,617
Total Purchase Price:$574,999

Assumed vs Traditional Mortgage

Assumed @ 6.6%
$86/mo
Traditional @ 7.5%
$90/mo
You save $5/month ($59/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41081484

Listing From:

Last updated: 2025-01-14T00:35:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.6%
7.15%

Principal & Interest

$86 /mo
$90 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,617 (98%)
You can enter any amount below - secondary financing will cover the difference if needed.
98%
$

You cover the entire equity of $561,617!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.6% Sellers Rate
$13,382
Your Cash:$561,617
Total Purchase Price:$574,999

Assumed vs Traditional Mortgage

Assumed @ 6.6%
$86/mo
Traditional @ 7.5%
$90/mo
You save $5/month ($59/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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