Dan Kaercher

Dan Kaercher

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Closed

$474,900

($43,642 down)
FHA

19862 English Avenue N, Forest Lake, MN 55025

5
3
2,579 sqft
PITI Monthly
$3,206.28 /mo

Listing courtesy of: , Capstone Realty, LLC

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,733 /mo
$2,921 /mo

What's Special

SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET

Welcome HOME to your NEW CONSTRUCTION home in Forest Lake! This highly requested Primrose floor plan offers you five bedrooms and three baths with a FINSIHED basement, towering vaulted ceilings, kitchen pantry, functional center island, stainless steel appliances, direct vent microwave, stone counter tops in kitchen and bathroom vanities, gas fireplace with beautiful accent tile, spacious and light-filled owner's suite with huge walk-in closet, private owner’s bath with tiled shower, expanded luxury vinyl plank flooring, laundry sink, sod, trees, irrigation, landscaping, and much more! Come and make this one yours! Ask about our $5,000 interest rate incentive with our preferred lender.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$3,206.28/mo
Estimated Loan Balance
$431,653
Cash to close
$43,642
Interest Paid
$14,022

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2025
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Creek
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Forest Lake

Financial Details

  • Price per Sqft: $184.14
  • Tax Annual Amount: $0
  • On Market Date: 2025-01-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $43,642 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $43,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$431,258
Your Cash$43,642
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$2,733/mo
Traditional @ 7.5%
$2,921/mo
You save $188/month ($2,258/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6645156

Listing From: northstar

Last updated: 2025-03-27T17:48:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$2,733 /mo
$2,921 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $43,642 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $43,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$431,258
Your Cash$43,642
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$2,733/mo
Traditional @ 7.5%
$2,921/mo
You save $188/month ($2,258/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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