Dan Kaercher

Dan Kaercher

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Under Contract

$420,000

($21,702 down)
FHA

1980 Ruth Drive, Thornton, CO 80229

3
1
1,002 sqft
PITI Monthly
$3,351.94 /mo

Listing courtesy of: Marcelle Partridge, Coldwell Banker Realty-Boulder

Assumed Rate

7.2%
7.15%

Principal & Interest

$2,733 /mo
$2,719 /mo

What's Special

LOCATION
NO HOA

Your opportunity. Buyer couldn't make it work. Location! This home sits on a 6,534 Ft2 fully fenced CORNER LOT and across from the Community Park. Parking space for 4 cars plus. Appliances are relatively new along with a 2017 furnace, water heater and air conditioning. In 2024 a new roof was installed. NO HOA, NO Metro Tax. The centralized location of this home allows you to be in Boulder, Longmont, Brighton or Golden, all within 30 min. according to Google maps. Come see this well cared for 3 bedroom 1 bath home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 7 months
Monthly PITI
$3,351.94/mo
Estimated Loan Balance
$414,935
Cash to close
$21,702
Interest Paid
$40,796

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thornton
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $419.16
  • Tax Annual Amount: $2210
  • On Market Date: 2024-12-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,702 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $21,702!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$398,298
Your Cash$21,702
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$2,733/mo
Traditional @ 7.5%
$2,720/mo
You save $-13/month ($-155/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1022918

Listing From: recolorado

Last updated: 2025-03-31T03:31:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$2,733 /mo
$2,719 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,702 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $21,702!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$398,298
Your Cash$21,702
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$2,733/mo
Traditional @ 7.5%
$2,720/mo
You save $-13/month ($-155/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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