Dan Kaercher

Dan Kaercher

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Closed

$800,000

($133,802 down)
FHA

1976 San Miguel Canyon Road, Salinas, CA 93907

3
3
1,660 sqft
PITI Monthly
$4,507.08 /mo

Listing courtesy of: Martha Lizarraga, Coldwell Banker Realty

Assumed Rate

2.75%
7.15%

Principal & Interest

$2,946 /mo
$4,874 /mo

What's Special

VAULTED CEILINGS
WALK-IN CLOSET
BALCONY

Delightful Contractor's property on a private, secluded, 2 1/2 acre setting. This property features a 3 bedroom, 2 1/2 bathroom home features a 3-car garage, vaulted ceilings, with a large walk-in closet in the master bedroom, a balcony off the living room with views of the surrounding Native Oak trees. The owned solar is a great component since this home is situated on top of a hill with maximum sun exposure throughout the day. A large portion of the acreage is fully fenced for your security needs. Stroll to the top of the property for glimpses of the ocean and stunning sunsets! Enjoy country living with the convenience of being centrally located and near major highways.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.75
Remaining Loan Term
26 years, 0 months
Monthly PITI
$4,507.08/mo
Estimated Loan Balance
$669,027
Cash to close
$133,802
Interest Paid
$75,924

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Salinas

Financial Details

  • Price per Sqft: $481.93
  • Tax Annual Amount: $10000
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $133,802 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $133,802!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$666,198
Your Cash$133,802
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$2,946/mo
Traditional @ 7.5%
$5,056/mo
You save $2,110/month ($25,318/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81979397

Listing From:

Last updated: 2024-09-30T18:25:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.75%
7.15%

Principal & Interest

$2,946 /mo
$4,874 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,802 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $133,802!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$666,198
Your Cash$133,802
Total Purchase Price:$800,000

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$2,946/mo
Traditional @ 7.5%
$5,056/mo
You save $2,110/month ($25,318/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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