Dan Kaercher

Dan Kaercher

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$309,900

($83,488 down)
FHA

1976 Hyacinth Avenue E, Saint Paul, MN 55119

N/A
N/A
1,768 sqft
PITI Monthly
$1,807.78 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,087 /mo
$1,691 /mo

What's Special

INVESTORS
LOCATION
SPACIOUS
RENTAL INCOME
INVESTMENT OPPORTUNITY

Discover an outstanding investment opportunity in St. Paul's desirable Hayden Heights area! This multi-family property offers two spacious units, each featuring 2 bedrooms and 1 bathroom within its 1,768 square feet of living space. The property presents an attractive rental income, Unit 1 is generating $1,420 month (with a $20 discount for lawn care), while Unit 2 is rented month to month at $1,400. (this renter is leaving soon so could be owner occupied on the upper floor) The main floor unit includes convenient basement access with laundry facilities, adding value for tenants. Updates enhance this property's appeal, including vinyl siding, newer windows, updated electric, bathrooms & kitchens in both units. Both boilers & one water heater 2018. 2nd water heater 2024. The exterior features a welcoming front porch and ample parking with a two-car garage plus additional off-street spaces. Located in an established neighborhood, this duplex offers a solid investment opportunity at an attractive price point. The property's thoughtful upgrades, steady rental history, and desirable location make it an excellent choice for investors looking to expand their portfolio or those seeking their first multi-family investment. Don't miss this chance to own an income-generating property in a prime St. Paul location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,807.78/mo
Estimated Loan Balance
$240,695
Cash to close
$83,488
Interest Paid
$35,943

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Hot Water
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hazel Park Div 6
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $175.28
  • Tax Annual Amount: $4722
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,488 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $83,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$226,412
Your Cash$83,488
Total Purchase Price:$309,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,087/mo
Traditional @ 7.5%
$1,754/mo
You save $667/month ($8,006/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6653795

Listing From: northstar

Last updated: 2025-03-20T20:29:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,087 /mo
$1,691 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,488 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $83,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$226,412
Your Cash$83,488
Total Purchase Price:$309,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,087/mo
Traditional @ 7.5%
$1,754/mo
You save $667/month ($8,006/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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