Dan Kaercher

Dan Kaercher

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$429,500

($45,695 down)
FHA

19756 W ROMA Avenue, Litchfield Park, AZ 85340

3
2
1,668 sqft
PITI Monthly
$3,203.87 /mo

Listing courtesy of: David Morgan, HomeSmart Premier

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,563 /mo
$2,653 /mo

What's Special

MODERN
PATIO

Spring into your new home today! This 3 bed 2 bath home was built in 2021 and is stacked with modern upgrades. The gourmet kitchen comes with quartz counters, crisp white cabinetry topped with crown moulding, a stylish tile backsplash, custom pendant lighting, stainless appliances including a wall oven and electric cooktop, and an island with a breakfast bar for casual meals. The entire house has plantation shutters, 2-tone paint in a modern palette, and tile floors (even in the bedrooms!). The split main bedroom includes an ensuite with double sinks and a walk-in shower. 8-foot tall French doors lead to the incredible backyard, complete with a covered patio, travertine pavers, tropical plants, and a HUGE area of artificial turf for year-round greenery. Make this gem yours today! Other notable features include the built-in surround speakers, laundry room cabinets, ceiling fans in every room, gold faucets and cabinet pulls, and an EV charging station.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$3,203.87/mo
Estimated Loan Balance
$384,569
Cash to close
$45,695
Interest Paid
$59,482

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: KB Homes

Community & HOA

Community
  • Subdivision: VERRADO EAST DISTRICT RESIDENTIAL PHASE 3A
  • Features: Community Pool Htd, Community Pool, Community Media Room, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Community
  • HOA Amenities: Unknown
  • HOA Fee: $138
  • HOA Frequency: $Monthly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $257.49
  • Tax Annual Amount: $2551
  • On Market Date: 2025-02-01T05:00:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,695 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $45,695!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$383,805
Your Cash$45,695
Total Purchase Price:$429,500

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,563/mo
Traditional @ 7.5%
$2,752/mo
You save $188/month ($2,262/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6814015

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T18:35:47.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,563 /mo
$2,653 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,695 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $45,695!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$383,805
Your Cash$45,695
Total Purchase Price:$429,500

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,563/mo
Traditional @ 7.5%
$2,752/mo
You save $188/month ($2,262/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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