Dan Kaercher

Dan Kaercher

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Closed

$435,000

($135,031 down)
FHA

19725 W ROMA Avenue, Litchfield Park, AZ 85340

4
2
1,965 sqft
PITI Monthly
$2,017.65 /mo

Listing courtesy of: Bryan Wilson, HomeSmart

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,405 /mo
$2,257 /mo

What's Special

DINING
HOME OFFICE
PATIO

Better than new home in Verrado that's less than 3 years old! Finished backyard with covered patio & large turf area for easy maintenance. Front screen door to enjoy those fresh breezes! Multiple accent walls & personal touches. Garage has 2 large storage racks & side service door. Open entertaining / living space with chef's kitchen including gas range, wall oven and microwave, plus reverse osmosis and large walk in pantry! This model features 4 full bedrooms in lieu of 3 bedroom version with optional den space. Making it ideal for those needing 4 bedrooms or a home office with door. Large Master Bedroom includes walk in closet, separate toilet room, double sinks & linen closet too. Verrado features hiking, parks, dining, pools and too much more to list it all. Come fall in love today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,017.65/mo
Estimated Loan Balance
$334,587
Cash to close
$135,031
Interest Paid
$35,107

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: KB Homes

Community & HOA

Community
  • Subdivision: VERRADO EAST DISTRICT RESIDENTIAL PHASE 3A
  • Features: Pickleball Court(s), Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Golf, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Community
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $221.37
  • Tax Annual Amount: $2712
  • On Market Date: 2024-03-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,031 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $135,031!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$299,969
Your Cash$135,031
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,405/mo
Traditional @ 7.5%
$2,341/mo
You save $936/month ($11,228/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6670062

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-12T23:49:22.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,405 /mo
$2,257 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,031 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $135,031!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$299,969
Your Cash$135,031
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,405/mo
Traditional @ 7.5%
$2,341/mo
You save $936/month ($11,228/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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