Dan Kaercher

Dan Kaercher

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$500,000

($141,130 down)
VA

196 Montezuma Rd, Borrego Springs, CA 92004

2
3
1,729 sqft
PITI Monthly
$2,436.53 /mo

Listing courtesy of: David Cragoe, Road Runner Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,749 /mo
$2,694 /mo

What's Special

DINING
FIREPLACE
VAULTED CEILINGS
PATIO
COZY
INVESTMENT OPPORTUNITY

Great fixer investment opportunity! Just some TLC and this home will sparkle again. Beautiful home on the perimeter of De Anza Golf Estates. This custom home features vaulted ceilings in the living/dining room, a cozy fireplace, large kitchen, master bedroom with a huge walk in closet, and an office cubby next to the laundry area. Outside there are covered patios front and back, a screened porch in back and a pool and hot tub with unobstructed views of the mountains.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,436.53/mo
Estimated Loan Balance
$360,382
Cash to close
$141,130
Interest Paid
$60,694

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, Fireplaces
Features
  • Materials: Stone, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stone, WoodSiding
  • Roof: Concrete
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Borrego Springs
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Borrego Springs

Financial Details

  • Price per Sqft: $289.18
  • Tax Annual Amount: $6250
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,130 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $141,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$358,870
Your Cash$141,130
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,749/mo
Traditional @ 7.5%
$2,794/mo
You save $1,045/month ($12,544/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021999SD

Listing From:

Last updated: 2025-03-31T15:43:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,749 /mo
$2,694 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,130 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $141,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$358,870
Your Cash$141,130
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,749/mo
Traditional @ 7.5%
$2,794/mo
You save $1,045/month ($12,544/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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