Dan Kaercher

Dan Kaercher

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$182,900

($0 down)*
FHA

Potential short sale please verify with your agent.

19551 Cottonwood Street, Groveland, CA 95321

3
2
1,580 sqft
PITI Monthly
$1,495.52 /mo

Listing courtesy of: NEVEN SPRALJA, REALHOME SERVICES & SOLUTIONS

Assumed Rate

2.77%
7.15%

Principal & Interest

$985 /mo
$1,625 /mo

What's Special

Great Opportunity to own this single-family home oozing with potential. This home was built in 1979 and features 3 bedrooms and 2 bathrooms, with plenty of living space. ***SPECIAL NOTES: (1) This is a CASH ONLY transaction. (2) Seller to pay Taxes, HOA, and Municipal/Utility Liens. (3) Please read the Auction disclaimers carefully before placing a bid or submitting an offer. ***Buyers check City, County, Zoning, Tax, and other records to their satisfaction. AS-IS SALE property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,495.52/mo
Estimated Loan Balance
$268,941
Cash to close
$0
Interest Paid
$27,008

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: Yes
  • HOA Name: Pine Mountain Lake
  • HOA Amenities: Unknown
  • HOA Fee: $264
  • HOA Frequency: $Monthly
Location
  • Region: Groveland

Financial Details

  • Price per Sqft: $115.76
  • Tax Annual Amount: $2286.25
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$182,900
Your Cash$0
Total Purchase Price:$182,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$985/mo
Traditional @ 7.5%
$1,685/mo
You save $701/month ($8,409/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25062136

Listing From:

Last updated: 2025-03-22T13:52:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$985 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$182,900
Your Cash$0
Total Purchase Price:$182,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$985/mo
Traditional @ 7.5%
$1,685/mo
You save $701/month ($8,409/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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