Dan Kaercher

Dan Kaercher

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Closed

$1,695,000

($1,469,230 down)
VA

19502 Vista Del Otero, Ramona, CA 92065

4
4
3,754 sqft
PITI Monthly
$3,387.53 /mo

Listing courtesy of: Jan Ryan, ReMax Direct

Assumed Rate

2.35%
7.15%

Principal & Interest

$1,406 /mo
$2,110 /mo

What's Special

GATED COMMUNITY
FIREPLACE

Spectacular, custom estate home on nearly 9 acres with resort style pool and spa and breathtaking views across the Grasslands Preserve, San Pasqual valley and North San Diego County. Located in West end Ramona's gated community of Highland Hills Estates which borders the 3,500+ acre Grasslands Preserve (riding and hiking trails). Two primary suites includes a private retreat with fireplace, luxurious master bath and two walk in closets. 3rd and 4th bedrooms have shared bath area.  Impressive, entertainer's eat-in kitchen with huge center island, granite counters, five burner stove, double oven, walk in pantry.  Architectural details throughout include 10' and 14' coffered ceilings, 3 fireplaces, plantation shutters. 3 car attached garage + shop + barn. Paid for solar and back up generator, dual zoned HVAC, variable speed pool pump for little to no utility bills. Water softener and filtration system.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.35
Remaining Loan Term
15 years, 8 months
Monthly PITI
$3,387.53/mo
Estimated Loan Balance
$244,225
Cash to close
$1,469,230
Interest Paid
$25,034

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Zoned
  • Heating: Central, Propane, Zoned
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Mountainous, PreservePublicLand, Park
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $451.52
  • Tax Annual Amount: $21187.5
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,469,230 (87%)
You can enter any amount below - secondary financing will cover the difference if needed.
87%
$

You cover the entire equity of $1,469,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.35% Sellers Rate
$225,770
Your Cash:$1,469,230
Total Purchase Price:$1,695,000

Assumed vs Traditional Mortgage

Assumed @ 2.35%
$1,406/mo
Traditional @ 7.5%
$2,170/mo
You save $764/month ($9,174/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409814

Listing From:

Last updated: 2025-02-11T19:01:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.35%
7.15%

Principal & Interest

$1,406 /mo
$2,110 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,469,230 (87%)
You can enter any amount below - secondary financing will cover the difference if needed.
87%
$

You cover the entire equity of $1,469,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.35% Sellers Rate
$225,770
Your Cash:$1,469,230
Total Purchase Price:$1,695,000

Assumed vs Traditional Mortgage

Assumed @ 2.35%
$1,406/mo
Traditional @ 7.5%
$2,170/mo
You save $764/month ($9,174/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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