Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Pending

$998,000

($353,015 down)
FHA

1944 PANAMA Avenue, San Jose, CA 95122

3
2
1,052 sqft
PITI Monthly
$3,969.7 /mo

Listing courtesy of: Mercedes Albana, American Gateway R.E. & Financial Solutions Inc.

Assumed Rate

3.72%
7.15%

Principal & Interest

$3,254 /mo
$4,762 /mo

What's Special

SHOPPING
MODERN
WET BAR

Updated 3 BD/ 1-1/2 bathroom home has an added ADU having a total living space of 4 BD & 2-1/2 Bathrooms. (unknown permits for the ADU). Home with dual pane windows, laminate-hardwood floor, modern kitchen with granite counter. Freshly laid front mulch, lots of front parking for 4 cars plus 2-car garage. The attached ADU has a 1BD, 1 Bathroom, wet bar/kitchenette, and tile flooring. Close to shopping, Lions Supermarket, Starbucks, Eastridge Mall, 24 Hr-Fitness easy access to 101 freeway. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
25 years, 1 months
Monthly PITI
$3,969.7/mo
Estimated Loan Balance
$656,099
Cash to close
$353,015
Interest Paid
$122,956

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $948.67
  • Tax Annual Amount: $
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $353,015 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $353,015!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$644,985
Your Cash$353,015
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$3,254/mo
Traditional @ 7.5%
$4,940/mo
You save $1,686/month ($20,237/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81978632

Listing From:

Last updated: 2024-09-19T17:28:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$3,254 /mo
$4,762 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $353,015 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $353,015!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$644,985
Your Cash$353,015
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$3,254/mo
Traditional @ 7.5%
$4,940/mo
You save $1,686/month ($20,237/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.