Dan Kaercher

Dan Kaercher

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Pending

$375,000

($210,089 down)
FHA

19369 Dodge Street NW, Elk River, MN 55330

3
3
1,820 sqft
PITI Monthly
$1,644.49 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.62%
7.15%

Principal & Interest

$935 /mo
$1,386 /mo

What's Special

SPACIOUS
FINISHED BASEMENT
DECK
MATURE TREES

Spacious modified two story offering 9' ceilings, large family room with gas FP, kitchen with SS appliances, granite tops-undermount sink, 42' cabinets, and Huge main floor laundry room that could be converted back to a bedroom, office or a den. It has a closet, built in cabinets, front load washer and dryer, updated ceramic flooring and is off of garage, adjacent to main floor 1/2 bath. The full unfinished basement with egress window is awaiting your finishing touches. Offering approx 900 sq ft and has room for an additional bedroom, Bath and huge family room. The Private back yard offers a 16x14 deck, mature trees, landscaping and irrigation. Upgrades include new roof in 2024, water softener 2025, Furnace and AC 2020, water heater 2020, and kitchen appliances 2021.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
21 years, 0 months
Monthly PITI
$1,644.49/mo
Estimated Loan Balance
$166,216
Cash to close
$210,089
Interest Paid
$60,709

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hillside Estates 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $206.04
  • Tax Annual Amount: $4966
  • On Market Date: 2025-03-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,089 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $210,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$164,911
Your Cash:$210,089
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$935/mo
Traditional @ 7.5%
$1,438/mo
You save $502/month ($6,029/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6685868

Listing From: northstar

Last updated: 2025-03-23T17:33:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$935 /mo
$1,386 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,089 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $210,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$164,911
Your Cash:$210,089
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$935/mo
Traditional @ 7.5%
$1,438/mo
You save $502/month ($6,029/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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