Dan Kaercher

Dan Kaercher

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Closed

$318,000

($47,560 down)
VA

1933 Cypress Road, Saint Cloud, MN 56303

5
3
2,540 sqft
PITI Monthly
$1,506.3 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,218 /mo
$1,957 /mo

What's Special

SERENE
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO
LANDSCAPED
SPRINKLER SYSTEM
COZY

Welcome to your freshly updated highly sought Westwood oasis, where modern care meets timless comfort! This beautiful home features an inviting open layout, perfect for entertaining and relaxation. The stylish kitchen boasts updated appliances, gleaming stone countertops, and a chic backsplash, complemented by generous storage and counter space. Enjoy cozy moments in the family room or unwind in the sunken living room, and step put to the serene 3-season sunroom off the garage. The main level includes two bedrooms, highlighted by a spacious spacious primary bedroom with a private bath and walk-in closet. Downstairs, discover a versatile rec room, three additional bedrooms, a laundry room, and a modern 3/4 bath, ideal for guests or family. Recent upgrades include newer flooring, pluh carpet, and neutral paint throughout. Outside, the beautifully landscaped yard features an in-ground sprinkler system and an aggregate patio, perfect for summer gatherings. Nestled on nearly half an acre in a peaceful neighborhood, this home blends comfort and style seamlessly!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,506.3/mo
Estimated Loan Balance
$270,986
Cash to close
$47,560
Interest Paid
$29,783

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Steel Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Steel Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Southview 90 Three
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $125.2
  • Tax Annual Amount: $1654
  • On Market Date: 2024-10-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,560 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $47,560!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$270,440
Your Cash$47,560
Total Purchase Price:$318,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,218/mo
Traditional @ 7.5%
$2,030/mo
You save $811/month ($9,738/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6616244

Listing From: northstar

Last updated: 2024-12-01T23:09:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,218 /mo
$1,957 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $47,560 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $47,560!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$270,440
Your Cash$47,560
Total Purchase Price:$318,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,218/mo
Traditional @ 7.5%
$2,030/mo
You save $811/month ($9,738/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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