Dan Kaercher

Dan Kaercher

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$89,900

($23,750 down)
FHA

1931 12th Avenue E, Hibbing, MN 55746

4
2
1,373 sqft
PITI Monthly
$688.94 /mo

Listing courtesy of: , VILLAGE REALTY

Assumed Rate

4.04%
7.15%

Principal & Interest

$406 /mo
$571 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
COZY

Step into this spacious and versatile 4-bedroom, 2-bath, 1½-story home that blends comfort with opportunity. Featuring a semi-updated kitchen with stainless steel appliances and a newer countertop, separate dining area. This home is ready for modern living. Some newer windows add efficiency and natural light, while the cozy electric fireplace creates a welcoming ambiance in the main living area. With a flexible layout, the property offers the potential to be converted into a duplex. Outside, enjoy the expansive 32x40 garage with 5 stalls—perfect for car enthusiasts, hobbyists, or extra storage—and a cement patio that’s great for entertaining or relaxing evenings outdoors. With a little bit of TLC, this property is full of possibilities and ready for your next chapter!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.04
Remaining Loan Term
19 years, 9 months
Monthly PITI
$688.94/mo
Estimated Loan Balance
$75,165
Cash to close
$23,750
Interest Paid
$31,493

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Steam
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 5
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1920
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sargent Add To Hibbing
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hibbing

Financial Details

  • Price per Sqft: $65.48
  • Tax Annual Amount: $882
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $23,750 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $23,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.04% Sellers Rate
$66,150
Your Cash$23,750
Total Purchase Price:$89,900

Assumed vs Traditional Mortgage

Assumed @ 4.04%
$406/mo
Traditional @ 7.5%
$592/mo
You save $187/month ($2,241/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6691773

Listing From: northstar

Last updated: 2025-03-28T02:44:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.04%
7.15%

Principal & Interest

$406 /mo
$571 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $23,750 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $23,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.04% Sellers Rate
$66,150
Your Cash$23,750
Total Purchase Price:$89,900

Assumed vs Traditional Mortgage

Assumed @ 4.04%
$406/mo
Traditional @ 7.5%
$592/mo
You save $187/month ($2,241/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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