Dan Kaercher

Dan Kaercher

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Closed

$999,000

($252,108 down)
VA

1919 La Cresta Rd, El Cajon, CA 92021

4
3
2,444 sqft
PITI Monthly
$4,598.54 /mo

Listing courtesy of: Judyth Gil, Keller Williams Realty

Assumed Rate

2.85%
7.15%

Principal & Interest

$3,342 /mo
$5,458 /mo

What's Special

SPACIOUS
PLAYGROUND
NO HOA

Spacious one-level home on a large lot, includes two parcels (APN: 507-402-03-00 and 507-402-21-00) which equals 30,867-square feet, in other words almost 3/4 of an acre (combined). When do you get such an incredible opportunity to create your own private hideaway? This home is nicely tucked away from the street. 2,444 square feet of living space and beautiful floorplan ideal for spending time together with loved ones. NO HOA or Mello Roos fees. 3% VA Assumable Loan! Huge yard has it's own gate and can be accessed from an adjacent street. Large outdoor "playground' area is ideal for entertaining, outdoor sports, recreational toys and plenty of space for your RV. The large primary suite can be split off from the remainder of the home since it has it's own access to the exterior. Use it as a rental to offset your expenses. The new roof, garage door, exterior lighting and paint can reassure you this home is in move-in condition. Epoxy-coated garage floor is ideal for the gym you always wanted to have. Recently installed Solar system keeps this home very comfortable year-round so you may be able to avoid paying San Diego Gas & Electric. VA and FHA Approved - VA Assumable loan @ 3%!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
26 years, 0 months
Monthly PITI
$4,598.54/mo
Estimated Loan Balance
$375,787
Cash to close
$252,108
Interest Paid
$88,167

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $408.76
  • Tax Annual Amount: $12487.5
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,108 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $252,108!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$746,892
Your Cash$252,108
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$3,342/mo
Traditional @ 7.5%
$5,661/mo
You save $2,319/month ($27,833/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020320SD

Listing From:

Last updated: 2024-11-19T19:27:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$3,342 /mo
$5,458 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,108 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $252,108!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$746,892
Your Cash$252,108
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$3,342/mo
Traditional @ 7.5%
$5,661/mo
You save $2,319/month ($27,833/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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