Dan Kaercher

Dan Kaercher

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Closed

$240,000

($132,753 down)
FHA

1915 4th Street E, Saint Paul, MN 55119

3
2
980 sqft
PITI Monthly
$1,152.24 /mo

Listing courtesy of: , Keller Williams Preferred Rlty

Assumed Rate

2.66%
7.15%

Principal & Interest

$644 /mo
$940 /mo

What's Special

LOCATION
SHOPPING
FENCED YARD
CHARMING
COZY

This charming three-bedroom, two-bathroom home in St. Paul offers a perfect blend of comfort and potential. Since 2022, the furnace, A/C, water heater, and roof have all been replaced, providing peace of mind for years to come. The main level includes a welcoming living room, a bright kitchen, and two cozy bedrooms. Upstairs, you'll find a large, flexible bedroom area. The lower level provides room for laundry and additional flexible space for a family room or any purpose you desire. Outside, the fully fenced yard is perfect for pets and children, and the detached garage offers convenient parking and extra storage. With easy access to I-94 and close proximity to lakes, parks, and shopping, this home is a great opportunity in a desirable location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.66
Remaining Loan Term
16 years, 11 months
Monthly PITI
$1,152.24/mo
Estimated Loan Balance
$113,503
Cash to close
$132,753
Interest Paid
$9,251

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Pitched
Condition
  • Year Built: 1939
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wild Rose Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $244.9
  • Tax Annual Amount: $3279
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $132,753 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $132,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$107,247
Your Cash:$132,753
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$644/mo
Traditional @ 7.5%
$966/mo
You save $322/month ($3,868/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6625539

Listing From: northstar

Last updated: 2025-01-21T18:43:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.66%
7.15%

Principal & Interest

$644 /mo
$940 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,753 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $132,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$107,247
Your Cash:$132,753
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$644/mo
Traditional @ 7.5%
$966/mo
You save $322/month ($3,868/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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