Dan Kaercher

Dan Kaercher

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Closed

$296,000

($37,465 down)
FHA

19151 Eagle Lake Road S, Big Lake, MN 55309

3
2
1,315 sqft
PITI Monthly
$1,819.95 /mo

Listing courtesy of: , Realty Group, LLC

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,169 /mo
$1,883 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
HOME OFFICE
CHARMING
COZY

Welcome to this beautifully maintained one-level home in the heart of Big Lake, MN! This charming 3-bedroom, 2-bathroom home boasts an open floor plan, perfect for modern living and entertaining. As you step inside, you’ll be greeted by spacious living areas featuring abundant natural light creating an inviting atmosphere. The heart of the home is the stunning kitchen, featuring elegant granite countertops, stainless steel appliances, and ample cabinet space, making it an ideal space for cooking and gathering with family and friends. The adjoining living room offers a cozy and stylish space to relax. The primary suite includes a private bathroom and spacious closet, while two additional bedrooms are perfect for family, guests, or a home office. Both bathrooms are tastefully designed with modern finishes and ample storage space. The large backyard offers privacy and plenty of room for outdoor activities. Whether you're hosting a barbecue or enjoying a peaceful evening, this backyard is the perfect spot to unwind. Don’t miss the opportunity to make this home yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,819.95/mo
Estimated Loan Balance
$259,065
Cash to close
$37,465
Interest Paid
$29,091

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Engineered Wood, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Engineered Wood, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sanford Select Acres First Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Big Lake

Financial Details

  • Price per Sqft: $225.1
  • Tax Annual Amount: $3639
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,465 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $37,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$258,535
Your Cash$37,465
Total Purchase Price:$296,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,169/mo
Traditional @ 7.5%
$1,953/mo
You save $784/month ($9,404/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6637808

Listing From: northstar

Last updated: 2025-01-31T17:43:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,169 /mo
$1,883 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,465 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $37,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$258,535
Your Cash$37,465
Total Purchase Price:$296,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,169/mo
Traditional @ 7.5%
$1,953/mo
You save $784/month ($9,404/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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