Dan Kaercher

Dan Kaercher

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Closed

$439,000

($297,198 down)
FHA

1905 Matterhorn Drive, Pine Mountain Club, CA 93222

4
3
1,860 sqft
PITI Monthly
$1,647.77 /mo

Listing courtesy of: Izumi Tanaka, eXp Realty of California Inc

Assumed Rate

3.68%
7.15%

Principal & Interest

$902 /mo
$1,326 /mo

What's Special

SPACIOUS
MODERN
HOME OFFICE
PATIO
FAMILY-FRIENDLY
EFFICIENT

Here is a family-friendly dream home in the mountains! Nestled on a flat wooded lot adorned with apple trees and rose bushes, this love-filled home offers modern comfort with rustic charm accented by Spanish tiles and the owner's mosaic art. Spacious living room with vaulted ceiling where kids and pets can play on scratch-free and waterproof new flooring. Featuring 3 spacious bedrooms and 2 full bathrooms plus a bonus room with a 3/4 bath adds versatility, perfect for a guest suite, home office, or playroom providing ample space for your family to grow and thrive spanning approximately 1,850 sq/ft, which is more than the public records indicate (1,656 sq/ft). Private back patio with BBQ grill for relaxation and conversation while watching kids play in the backyard. This home is specifically equipped for mountain living with water softener, a transfer switch for a portable generator, a one-year old efficient HVAC system and a 2-year old water heater, a new pellet stove as a second source of heat as well as a self-propelled snow plow. Pine Mountain Club is a private community governed by Property Owners Association (POA). POA provides security, snow plow and access to amenities including the club house, 9-hole golf course, archery range, swimming pool, tennis/pickle ball courts, equestrian center, camp grounds, and hiking trails.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.68
Remaining Loan Term
17 years, 4 months
Monthly PITI
$1,647.77/mo
Estimated Loan Balance
$142,267
Cash to close
$297,198
Interest Paid
$79,181

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, PelletStove
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • WoodSiding
  • Roof: Composition, Shingle
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $1961
  • HOA Frequency: $Annually
Location
  • Region: Pine Mountain Club

Financial Details

  • Price per Sqft: $236.02
  • Tax Annual Amount: $5487.5
  • On Market Date: 2024-06-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $297,198 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $297,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$141,802
Your Cash:$297,198
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$902/mo
Traditional @ 7.5%
$1,376/mo
You save $474/month ($5,689/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24403159

Listing From:

Last updated: 2024-11-30T19:06:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.68%
7.15%

Principal & Interest

$902 /mo
$1,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $297,198 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $297,198!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$141,802
Your Cash:$297,198
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$902/mo
Traditional @ 7.5%
$1,376/mo
You save $474/month ($5,689/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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