Dan Kaercher

Dan Kaercher

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Under Contract

$589,000

($191,235 down)
FHA

1904 White Ibis Court, Loveland, CO 80537

5
3
2,710 sqft
PITI Monthly
$3,274.47 /mo

Listing courtesy of: Jace Thorpe, Neuhaus Real Estate Inc

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,706 /mo
$2,728 /mo

What's Special

PATIO
SOLAR PANELS

OPEN HOUSE SAT 3/22 from 1 to 3. Stunning ranch home sits on a large corner lot and is move in ready w/ 5 bedrooms & 3 baths. This home has been kept in pristine condition with beautiful updates and gorgeous landscaping that backs to greenbelt. Has a lot to offer with an oversized garage, eat-in kitchen, main floor primary bedroom and laundry, and more. New roof in 2024 and leaf filters. Plenty of windows for abundant natural light, and a covered patio for enjoying cool evenings. The basement is finished and would double the livable space to give you 2 bdrms, office space, huge recreation area and kitchenette. Includes solar panels that are owned.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,274.47/mo
Estimated Loan Balance
$398,841
Cash to close
$191,235
Interest Paid
$42,535

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stone, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Garden Gate First Sub
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Garden Gate HOA
  • HOA Amenities: Unknown
  • HOA Fee: $61
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $217.34
  • Tax Annual Amount: $2594
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,235 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $191,235!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$397,765
Your Cash$191,235
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,706/mo
Traditional @ 7.5%
$2,830/mo
You save $124/month ($1,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028792

Listing From: recolorado

Last updated: 2025-03-29T19:05:32.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,706 /mo
$2,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,235 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $191,235!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$397,765
Your Cash$191,235
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,706/mo
Traditional @ 7.5%
$2,830/mo
You save $124/month ($1,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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