Dan Kaercher

Dan Kaercher

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Pending

$387,500

($185,374 down)
VA

19045 N 45TH Avenue, Glendale, AZ 85308

3
2
1,136 sqft
PITI Monthly
$1,270.71 /mo

Listing courtesy of: Jonathan Minerick, HomeCoin.com

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,039 /mo
$1,526 /mo

What's Special

SPACIOUS
MOVE-IN READY
MASTER SUITE
PATIO
NO HOA

PRICE REDUCTION: Entertainer's Dream with Move-In Ready Comfort! Step into an outside paradise with a beautifully upgraded backyard, featuring an inground pool, hot tub, and expansive travertine patio—perfect for outdoor living. The RV gate offers easy access for trailers or extra parking. Fresh exterior paint boosts curb appeal, while inside, a vaulted living room ceiling and all-tile flooring create a bright, open space. The split floor plan ensures privacy, with a spacious primary suite. Move-in ready, yet offers great potential for updates to make it your own. No HOA fees and flexible move-in date add even more value! The backyard is the true highlight, designed with entertaining in mind. It features a beautiful in-ground pool (installed in 2019) with a Baja shelf, umbrella insert, bar stools, and party lights, along with an above-ground hot tub (2020) that boasts a brand-new pump (2025). A spacious RV gate (2019) offers 69 feet of length and 14.5 feet of width, ideal for trailers, boats, or extra parking. The low-maintenance yard is enhanced with half travertine tile, pavers, and updated landscaping rock (2019). Notable updates also include a full sewage line replacement (2018), garage roof replacement (2019), main roof replacement (2010), and fresh exterior paint (2025). Best of all, there's no HOA! Inside, this home is move-in ready and fully functional. It features a thoughtfully designed split floor plan, with the master suite on one side and two additional bedrooms with a shared bathroom on the other. The vaulted living room ceiling creates a spacious feel, while the all-tile flooring throughout ensures both durability and easy upkeep. The kitchen and bathrooms, while original, are in great working conditiongiving you the flexibility to enjoy them as-is or update over time. Appliances included: washer, dryer, stove, microwave, dishwasher, fridge, and hot tub (all in working condition, with most including manuals). Lovingly owned within the same family since 2007, this home exudes character and warmth. The vibrant colors reflect the personality of the current owners, but we know every buyer has their own vision. Instead of making updates ourselves, we're giving you the opportunity to personalize the space and make it your own. With endless potential to infuse your unique style, this home is ready for the next chapter and could be the perfect fit for someone ready to create their dream space, all while enjoying a backyard that's already set up for fun!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$1,270.71/mo
Estimated Loan Balance
$203,371
Cash to close
$185,374
Interest Paid
$42,202

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Other
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: OVERLAND HILLS AMD
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Glendale

Financial Details

  • Price per Sqft: $341.11
  • Tax Annual Amount: $981
  • On Market Date: 2025-03-18T21:20:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $185,374 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $185,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$202,126
Your Cash$185,374
Total Purchase Price:$387,500

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,039/mo
Traditional @ 7.5%
$1,583/mo
You save $544/month ($6,532/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6837205

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T13:51:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,039 /mo
$1,526 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $185,374 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $185,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$202,126
Your Cash$185,374
Total Purchase Price:$387,500

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,039/mo
Traditional @ 7.5%
$1,583/mo
You save $544/month ($6,532/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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